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2019 Retirement Plan Contribution Limits, Tax Brackets, and More

Every year brings a number of changes in various financial rules and regs that impact our personal financial planning. What follows is our annual guide to some of the more significant changes that have been announced for
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Roundup: Getting Around the Deduction Limit for Giving, When Gains Are Hard to Come By, and More

Here's our latest collection of interesting reads on investing, personal finances, and stewardship. Grab a cup of hot chocolate and enjoy!
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What Money-Management System Do You Use?

My wife and I are considering moving to a different system for managing our family finances (i.e., budgeting) in 2019. Perhaps you're thinking along the same lines — a new year, a new approach. Years ago, we started out
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Your 10 Most Important Financial Moves for 2019

Each December, we offer planning suggestions for the year ahead. But this isn’t meant to be a one-size-fits-all list. It’s up to you to take our broad collection of ideas and narrow them down to your personal “Top 10” for
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How Fund Distributions Affect Fund Share Prices

[Editor’s note: Even though the market is up strongly in recent years, 2018 saw two substantial sell-offs. That’s why mutual fund “distributions” are likely to be a significant event this year. During those sell-offs,
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It’s Your Retirement Account, Not a Piggy Bank

A 401(k) plan account is a tax-advantaged investment vehicle designed for the long haul. Setting money aside paycheck-by-paycheck, year-after-year, a worker steadily builds retirement savings. Sometimes this is accelerated
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Holiday Wisdom From “a Bear of Very Little Brain”

During a family movie night over the long Thanksgiving weekend, we watched a wonderfully charming movie, Christopher Robin. In the film, Christopher grows up, takes on the serious work of making a living, and in the
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Your Retirement Planning Checklist

Before takeoff, airline pilots go through a checklist to make sure the flaps are in the right position, there’s enough fuel, and everything else is as it should be for a safe flight. While your retirement may not be a
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Should You Buy Flood Insurance?

Anywhere rain can fall, a flood can follow. Obviously, flooding is more likely in certain areas — such as near rivers and coasts — than in others. But low risk doesn’t mean no risk. Floods can occur even in seemingly
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Money Roundup: Dissecting the Sell-Off, Looking at the Bright Side, and More

Here is our end-of-a-rocky-week collection of interesting reads on investing and personal finance. Enjoy!
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