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Should Social Security Impact Your Asset Allocation?

Many investors think of Social Security benefits as akin to bond holdings. That may not be such a good idea.
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Attention Husbands: You Should Know About SMI’s Ministry to Widows

Widows often need personalized, objective financial advice. We want to help them get it.
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Rethinking Retirement

Ken Dychtwald has long been one of America’s leading researchers on the topics of aging and retirement. With the publication of his 17th book this year, “What Retirees Want: A Holistic View of Life’s Third Age,” he spoke
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Even a Tiny Bit of Extra Income Can Cause Your Medicare Premiums to Rise

A "tax threshold" is a point at which a taxpayer crosses from one level of taxation to another. Something similar happens with Medicare. Above a certain level of income, the premiums charged for Medicare Part B go up.
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Financial Goals and Systems: Can One Exist Without the Other?

A number of years ago, Dilbert cartoon strip creator Scott Adams penned a Wall Street Journal article that sparked some debate about the value of goal-setting. He didn’t pull any punches, telling readers, “Goals are for
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The Retirement Investing Challenge: Keeping Up With Inflation While Limiting Risk

A financially secure retirement doesn’t just happen. Careful planning and wise investing are crucial to making your retirement years golden. 
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Your Annual Medicare-Coverage Checkup

Even if you’re happy with your current coverage, take a second look. You might get better coverage for less money.
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October 2020 Sightings

Excerpts from some of what the SMI team has been reading lately.
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Managing Your Longevity Opportunity

Fear is at the center of a cottage industry known as, “You’re not saving enough for retirement.” Research studies, books, magazine articles, blog posts (yes, we’ve written our share) regularly remind people of the
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Which Assets Should You Withdraw First During Retirement?

Tax laws complicate the choice of which assets to draw from first. Here's what you need to know.
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