Preparing Financially for the Death of Your Spouse
80% of married women outlive their husbands, and widows live an average of 14 years after their spouse’s death. Here's how to prepare financially.
Category: Retirement
Planning to Succeed
The plans of the diligent lead to profit as surely as haste leads to poverty. - Proverbs 21:5
You’ve probably heard the adage, “Failing to plan is planning to fail.” The opposite is mostly true as well. I say “mostly”
SMI For Those Living in Retirement
SMI isn't just for investors setting aside money for their later years. We have much to offer investors already in retirement. Here's a sampling.
The Worker/Retiree Disconnect
The retirement-related expectations of today’s workers and the actual experiences of today’s retirees differ greatly in some important ways. This cautionary tale for anyone planning their retirement is something the
9 Steps to Make the Most of Your 401(k)
Today's employer-sponsored retirement accounts differ from the pension plans of yesteryear. Now, the responsibility for the ultimate outcome — saving enough for retirement — rests squarely on your
Is it Time to Reduce Your Investment Risk?
If your retirement years are starting to come into view, maybe it’s time to move to a less-aggressive investing posture. Will that still provide what you need in retirement? Here’s how to find
Will Your Beneficiaries Benefit as You Intend?
A will or a trust can help protect the loved ones you leave behind. But don’t neglect another crucial estate-planning task: naming beneficiaries for your various investment and bank
Upgrading in a 401(k) or 403(b) With Help From SMI’s Portfolio Tracker
Want to implement SMI’s Upgrading strategy via your workplace retirement plan? You'll have to overcome several obstacles.
How Federal Workers Can Make the Most of the Thrift Savings Plan
If you're a federal employee, take advantage of the Thrift Savings Plan. The government offers broadly diversified funds and matches employee contributions.
The Risks and Advantages of Employer Stock in Your Retirement Account
Investing in your employer’s stock via a company retirement plan carries some risk. But it also comes with a special tax advantage.