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Category: Retirement

Will Your Beneficiaries Benefit as You Intend?

A will or a trust can help protect the loved ones you leave behind. But don’t neglect another crucial estate-planning task: naming beneficiaries for your various investment and bank
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Upgrading in a 401(k) or 403(b) With Help From SMI’s Portfolio Tracker

Want to implement SMI’s Upgrading strategy via your workplace retirement plan? You'll have to overcome several obstacles.
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How Federal Workers Can Make the Most of the Thrift Savings Plan

If you're a federal employee, take advantage of the Thrift Savings Plan. The government offers broadly diversified funds and matches employee contributions.
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The Risks and Advantages of Employer Stock in Your Retirement Account

Investing in your employer’s stock via a company retirement plan carries some risk. But it also comes with a special tax advantage.
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Should Social Security Impact Your Asset Allocation?

Many investors think of Social Security benefits as akin to bond holdings. That may not be such a good idea.
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Attention Husbands: You Should Know About SMI’s Ministry to Widows

Widows often need personalized, objective financial advice. We want to help them get it.
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Rethinking Retirement

Ken Dychtwald has long been one of America’s leading researchers on the topics of aging and retirement. With the publication of his 17th book this year, “What Retirees Want: A Holistic View of Life’s Third Age,” he spoke
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Even a Tiny Bit of Extra Income Can Cause Your Medicare Premiums to Rise

A "tax threshold" is a point at which a taxpayer crosses from one level of taxation to another. Something similar happens with Medicare. Above a certain level of income, the premiums charged for Medicare Part B go up.
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Financial Goals and Systems: Can One Exist Without the Other?

A number of years ago, Dilbert cartoon strip creator Scott Adams penned a Wall Street Journal article that sparked some debate about the value of goal-setting. He didn’t pull any punches, telling readers, “Goals are for
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The Retirement Investing Challenge: Keeping Up With Inflation While Limiting Risk

A financially secure retirement doesn’t just happen. Careful planning and wise investing are crucial to making your retirement years golden. 
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