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Category: Retirement

When a “Bucket Strategy” Shines

If you're retired, or close to retirement, having plenty of cash on hand allows you to take a bear market in stride. You can calmly wait for your stock-based investments to recover.
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Faith, Fear…and Caution

The Bible is clear that fear is not to be our response at times like these. But with fear clearly off the table as an acceptable response, how do we balance faith versus a healthy level of caution?
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Using SMI’s Portfolio Tracker to Manage a Limited 401(k) Plan

Based on new research, we’re recommending a change to the process of implementing Upgrading in a work-based retirement plan that offers relatively few investment choices.
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Making the Most of What’s Left of the Stretch IRA

A new law has curtailed the stretch IRA, but with the right beneficiary designations and the right conversations, an inherited IRA can still stretch pretty far.
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The Core Building Blocks of Successful Investing

You can't control the behavior of the stock market, but you can control your own investing behavior. Sticking to these five foundational principles will enable you to invest with confidence and make progress toward your
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The New Law of the Land on RMDs, IRA Contributions, and More

Here's an overview of recent changes affecting required minimum distributions (RMDs), IRA contributions, inherited retirement accounts, and retirement-account investment options.
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The New Law of the Land on RMDs, IRA Contributions, Stretch IRAs, and More

Shoppers aren't the only ones hustling and bustling as Christmas approaches. The U.S. Congress speeded up its typically glacial activity and approved the SECURE Act last week, serving it up just in time for the Christmas
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A New, Better Process for Getting Started With MoneyGuidePro

MoneyGuidePro®— the planning software available to SMI Premium-level members — is now even better. MGP's new MyBlocks system offers a simpler "onboarding" process for first-time users plus helpful new features for existing
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Unplanned Early Retirement – It’s More Common Than You Might Think

Wise stewardship requires a healthy dose of risk management. Plan for retirement with the awareness that your current job may not be as secure as you think.
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Too Much of a Good Thing, and Other Points to Ponder

More time on the clock? “What if we’re not in the bottom of the 9th but the top of the 5th? What if the past 10 years were unbelievable for U.S. stock market investors but the next 10 years are just as good or better?
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