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The Social Security Administration Made a Mistake

It's not surprising, of course, that the Social Security Administration would make a mistake. After all, Social Security is the federal government's largest spending program. SSA keeps detailed records on more than 175
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Innovations in the Annuities Market

In this month’s newsletter cover article about annuities, we mentioned several companies where you can purchase annuities without going through a commissioned salesperson. But there are some new players in this
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Making Sense of the Annuity Puzzle

Buying an annuity is, in essence, buying a steady pension for your retirement years. That sounds attractive, but annuities also have downsides. Here’s how to determine if one is right for
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Retirement Planning for Singles

Being single puts the responsibility of preparing for your later years squarely on your shoulders, especially if you don’t have adult children. So you need to have a plan.
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Contemplating the Death of the Stretch IRA

Over the past several weeks, we’ve used the Friday Roundup to highlight some important proposed legislative changes that, if approved, will have a significant impact on many people’s retirement plans. Most significantly,
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Qualities to Look for in a Financial Advisor

Many do-it-yourself investors eventually reach a point where they need or want a financial advisor. Here's how to find a good fit for you.
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The Positives – and Perils – of “Back-Door” Roth IRA Contributions

If you’re a high-income earner, contributing to a Roth IRA may appear to be off-limits because of the government's income-level restrictions. But that's not true.
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June Sightings

Sighting: A mild recession, a not-so-mild bear market? Recession fears resurfaced at the end of 2018 as a combination of negative data surprises, communication blunders by the Fed, slowing growth overseas, and rising
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Do Not Covet What Thy Facebook Friends Have, and Other Points to Ponder

Do not covet what thy Facebook friends have “Spending is not the enemy, but when we allow social pressure or other forces to lure us into spending beyond our means, it can impact long-term financial stability and become a
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Rethinking the Roth 401(k)

The conventional wisdom about who should use a Roth 401(k) may be scaring away some people who would benefit from a Roth.
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