The plans of the diligent lead to profit as surely as haste leads to poverty. - Proverbs 21:5
You’ve probably heard the adage, “Failing to plan is planning to fail.” The opposite is mostly true as well. I say “mostly”
Continue Reading
SMI isn't just for investors setting aside money for their later years. We have much to offer investors already in retirement. Here's a sampling.
Continue Reading
The retirement-related expectations of today’s workers and the actual experiences of today’s retirees differ greatly in some important ways. This cautionary tale for anyone planning their retirement is something the
Continue Reading
Today's employer-sponsored retirement accounts differ from the pension plans of yesteryear. Now, the responsibility for the ultimate outcome — saving enough for retirement — rests squarely on your
Continue Reading
If your retirement years are starting to come into view, maybe it’s time to move to a less-aggressive investing posture. Will that still provide what you need in retirement? Here’s how to find
Continue Reading
A will or a trust can help protect the loved ones you leave behind. But don’t neglect another crucial estate-planning task: naming beneficiaries for your various investment and bank
Continue Reading
Want to implement SMI’s Upgrading strategy via your workplace retirement plan? You'll have to overcome several obstacles.
Continue Reading
If you're a federal employee, take advantage of the Thrift Savings Plan. The government offers broadly diversified funds and matches employee contributions.
Continue Reading
Investing in your employer’s stock via a company retirement plan carries some risk. But it also comes with a special tax advantage.
Continue Reading
Many investors think of Social Security benefits as akin to bond holdings. That may not be such a good idea.
Continue Reading
