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Category: Retirement

Managing Your Longevity Opportunity

Fear is at the center of a cottage industry known as, “You’re not saving enough for retirement.” Research studies, books, magazine articles, blog posts (yes, we’ve written our share) regularly remind people of the
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Which Assets Should You Withdraw First During Retirement?

Tax laws complicate the choice of which assets to draw from first. Here's what you need to know.
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Invest In Your 401(k) or Pay Down Your Home Mortgage?

Will you come out ahead by investing or by prepaying your mortgage? Here's a year-by-year comparison of the two approaches. 
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How Much Should You Withdraw Each Year During Retirement?

How much can you spend during your retirement years without depleting your assets? That’s a tough question. After all, you don’t know how long you will live or what type of investment returns you’ll
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Took an RMD This Year? You Can Put it Back

Joseph called attention to an issue in a recent Friday roundup that we thought important enough — and relevant to enough of our readers — to warrant a separate article. The issue? That if you took a required minimum
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How to Set Your House in Order

Unless the Lord returns first, the odds are 100% that each of us will die. When the time comes, will your financial house be in order?
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CARES ACT Provides Pandemic-Related Aid to Taxpayers, Retirees

Congress and the White House are trying hard to counteract the financial fallout from COVID-19. Here's what that means for you.
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Does the National Debt Matter? No – Unless It Does

In last Friday's Money Roundup, we linked to a couple of opinion pieces arguing that the size of our federal debt (now at $23 trillion) isn't a problem. Therefore, we needn't be concerned about adding about $2 trillion
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When a “Bucket Strategy” Shines

If you're retired, or close to retirement, having plenty of cash on hand allows you to take a bear market in stride. You can calmly wait for your stock-based investments to recover.
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Faith, Fear…and Caution

The Bible is clear that fear is not to be our response at times like these. But with fear clearly off the table as an acceptable response, how do we balance faith versus a healthy level of caution?
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