Home >Articles

Category: Retirement

Regrets — Retirees Have Had a Few

We’ve heard it before, and we’re hearing it again. The most common financial regret of today’s retirees is not having saved more for retirement. The latest research comes from the Employee Benefit Research
Continue Reading

A Change in Prescription: Congress Alters Medicare RX Coverage

Here’s an overview of newly enacted provisions that affect prescription-drug coverage under Medicare, the government-run healthcare program for seniors.
Continue Reading

SMI on the Radio: Your Spending Patterns in Retirement Will Be Much Different Than Now

As you plan for your retirement years, don't overlook how household spending changes during retirement. Some expenses typically go way down, while others tend to rise. SMI's executive editor Mark Biller discussed those
Continue Reading

How Your Spending May Save Your Retirement

Do you really need to replace your entire current income to live comfortably in retirement? Here's why the answer is probably "no."
Continue Reading

Retirement Planning Is Not a One-and-Done Activity

In the longest-running study of retirement preparedness, one of the most stubborn numbers over the years has been the percentage of current workers who have tried to figure out how much money they will need to have saved
Continue Reading

Thrift Savings Plan Participants May Have New Access to SMI Strategies

The U.S. government recently introduced several new benefits for government employees who participate in the Thrift Savings Plan (TSP), including access to many new investment options. By opening up a so-called “mutual
Continue Reading

Grappling with “Gray Areas” in Your Generosity

Changes in financial circumstances in later life often give rise to a series of “practical” issues related to generosity.
Continue Reading

Facing Your Fears: Modeling the Impact of a Significant Bear Market on Your Financial Plan

Millions of investors make counter-productive and potentially life-altering moves during a bear market. Here’s how to avoid being one of them.  
Continue Reading

Becoming the Boss: Retiring to Your Own Business

Want to keep working post-retirement? Consider creating a job for yourself. You’ll be able to do work you enjoy — and do it on your own schedule.
Continue Reading

How Prepared Are You for Later-Life Health Care Costs?

When you’re young and healthy, it’s hard to envision how much you'll have to spend on health care costs in your later years. Besides, there will be time to think about that later, right? And yet, as with so many things,
Continue Reading