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Category: Retirement

Preparing Financially for the Death of Your Spouse

80% of married women outlive their husbands, and widows live an average of 14 years after their spouse’s death. Here's how to prepare financially.
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Planning to Succeed

The plans of the diligent lead to profit as surely as haste leads to poverty. - Proverbs 21:5 You’ve probably heard the adage, “Failing to plan is planning to fail.” The opposite is mostly true as well. I say “mostly”
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SMI For Those Living in Retirement

SMI isn't just for investors setting aside money for their later years. We have much to offer investors already in retirement. Here's a sampling.
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The Worker/Retiree Disconnect

The retirement-related expectations of today’s workers and the actual experiences of today’s retirees differ greatly in some important ways. This cautionary tale for anyone planning their retirement is something the
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9 Steps to Make the Most of Your 401(k)

Today's employer-sponsored retirement accounts differ from the pension plans of yesteryear. Now, the responsibility for the ultimate outcome — saving enough for retirement — rests squarely on your
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Is it Time to Reduce Your Investment Risk?

If your retirement years are starting to come into view, maybe it’s time to move to a less-aggressive investing posture. Will that still provide what you need in retirement? Here’s how to find
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Will Your Beneficiaries Benefit as You Intend?

A will or a trust can help protect the loved ones you leave behind. But don’t neglect another crucial estate-planning task: naming beneficiaries for your various investment and bank
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Upgrading in a 401(k) or 403(b) With Help From SMI’s Portfolio Tracker

Want to implement SMI’s Upgrading strategy via your workplace retirement plan? You'll have to overcome several obstacles.
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How Federal Workers Can Make the Most of the Thrift Savings Plan

If you're a federal employee, take advantage of the Thrift Savings Plan. The government offers broadly diversified funds and matches employee contributions.
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The Risks and Advantages of Employer Stock in Your Retirement Account

Investing in your employer’s stock via a company retirement plan carries some risk. But it also comes with a special tax advantage.
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