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Category: Retirement

Your Employer-Sponsored Retirement Plan

For many of us, a workplace retirement plan offers a tremendous opportunity to build wealth. But workplace plans can be confusing. Although most plans fall into one of two broad categories, within those categories there
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IRA Regrets: Is a Roth Always Right?

When Vanguard recently asked readers of its blog about their retirement planning regrets, the company received an overwhelming response. At last count, there were 569 responses. One common regret came from people who had
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Facing Your Fears: Modeling the Impact of a Significant Bear Market on Your Financial Plan

Investors have enjoyed a powerful bull market over the past 8½ years. But they also carry the emotional scars of the steep declines of 2000 and 2008. With stock valuations currently stretched to
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Catching FIRE — What to Make of the Early-Retirement Movement

An increasing number of millennials are focusing on FIRE — becoming Financially Independent and Retiring Early. No one knows the size of the growing FIRE movement, but the number of blogs and podcasts related to FIRE is
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MoneyGuidePro® vs. Fidelity: How Do The Planning Tools Differ?

A few weeks ago, in an article titled How Well Are You Preparing for Later Life, I suggested that signing up for an account with MoneyGuidePro® would be a very helpful step in crafting a comprehensive retirement plan. SMI
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Unburdening Your Family From Some Tough Decisions

Many older people say they “don’t want to be a burden” on their families. And yet, by not making a handful of key decisions and not completing the associated paperwork, they are leaving themselves vulnerable to the very
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How Well Are You Preparing for Later Life?

What are the keys to successful retirement planning? Many factors matter, of course, and a lot of them can feel frustratingly out of your control. However, there’s one factor that is well within your control and it has
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Searching For An Alternative To AARP? Here Are Six Options

AARP, the nation’s largest organization for older Americans, traces its heritage to the late 1940s when a high-school principal set out to make sure retired teachers had adequate health insurance. About a decade later, the
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Women Out-Invest Men and Other Points To Ponder

Low volatility means…what exactly? “I’m uncomfortable that people are so comfortable with this. I’m concerned about the very, very low volatility levels. But valuations aren’t super stretched, and companies are cashed
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August Sightings

Enjoy Wall Street’s Quiet Time While It Lasts Stock market calm has reached new extremes as ongoing central bank asset purchases — mainly out of Japan and Europe — quell volatility. Investors have rarely had it better. A
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