Do You Need Rental-Car Insurance?
You might be covered by policies you already have. Here’s how to find out.
Category: Insurance
Stress-Testing Your Household Finances
Do you have a risk-management plan in place for your personal finances? You should.
Short-Term-Care Insurance: An Alternative for Extended Care
Long-term-care insurance is pricey, and many applicants are rejected because of health issues. There's an alternative: short-term-care insurance.
Life Insurance: Which Kind Is Right for You?
The primary choice in life insurance is between “term” insurance (which expires after a defined period) and “permanent” insurance (which doesn’t expire until you do). Here's what you need to know to make that
Retirement Planning for Singles
Being single puts the responsibility of preparing for your later years squarely on your shoulders, especially if you don’t have adult children. So you need to have a plan.
An Ounce of Prevention: Free Preventive Services From Medicare
Medicare pays the full tab for many healthcare screenings and preventive services, including yearly checkups and flu shots. Yet millions of people eligible for such benefits don’t take advantage of
Should You Buy Flood Insurance?
Anywhere rain can fall, a flood can follow. Obviously, flooding is more likely in certain areas — such as near rivers and coasts — than in others. But low risk doesn’t mean no risk. Floods can occur even in seemingly
SMI on the Radio: Preparing Financially for Long-Term Care
How would you cover the cost of long-term care? It's a question most people can't answer, and understandably so. The cost of care is high, and rates for long-term care insurance have risen sharply.
On yesterday's
Long-Term Care Insurance Rate Hikes Continue
MassMutual is the latest among many long-term care insurance (LTCI) providers to announce significant rate increases for existing policyholders. The company recently announced plans to seek a whopping 77% rate hike that
Fixed Index Annuities: Understanding the Drawbacks
Imagine an investment with the stock market’s upside potential, but the downside protection of a bank CD. You can gain but not lose. Interested?
That’s the marketing angle of the fixed index annuity (FIA), an