Upgrading in a 401(k) or 403(b) With Help From SMI’s Portfolio Tracker
Want to implement SMI’s Upgrading strategy via your workplace retirement plan? You'll have to overcome several obstacles.
Category: 401(k)s
How Federal Workers Can Make the Most of the Thrift Savings Plan
If you're a federal employee, take advantage of the Thrift Savings Plan. The government offers broadly diversified funds and matches employee contributions.
The Risks and Advantages of Employer Stock in Your Retirement Account
Investing in your employer’s stock via a company retirement plan carries some risk. But it also comes with a special tax advantage.
Which Assets Should You Withdraw First During Retirement?
Tax laws complicate the choice of which assets to draw from first. Here's what you need to know.
Invest In Your 401(k) or Pay Down Your Home Mortgage?
Will you come out ahead by investing or by prepaying your mortgage? Here's a year-by-year comparison of the two approaches.
Took an RMD This Year? You Can Put it Back
Joseph called attention to an issue in a recent Friday roundup that we thought important enough — and relevant to enough of our readers — to warrant a separate article.
The issue? That if you took a required minimum
CARES ACT Provides Pandemic-Related Aid to Taxpayers, Retirees
Congress and the White House are trying hard to counteract the financial fallout from COVID-19. Here's what that means for you.
When a “Bucket Strategy” Shines
If you're retired, or close to retirement, having plenty of cash on hand allows you to take a bear market in stride. You can calmly wait for your stock-based investments to recover.
Faith, Fear…and Caution
The Bible is clear that fear is not to be our response at times like these. But with fear clearly off the table as an acceptable response, how do we balance faith versus a healthy level of caution?
Using SMI’s Portfolio Tracker to Manage a Limited 401(k) Plan
Based on new research, we’re recommending a change to the process of implementing Upgrading in a work-based retirement plan that offers relatively few investment choices.