Which Assets Should You Withdraw First During Retirement?
Tax laws complicate the choice of which assets to draw from first. Here's what you need to know.
Category: 401(k)s
Invest In Your 401(k) or Pay Down Your Home Mortgage?
Will you come out ahead by investing or by prepaying your mortgage? Here's a year-by-year comparison of the two approaches.
Took an RMD This Year? You Can Put it Back
Joseph called attention to an issue in a recent Friday roundup that we thought important enough — and relevant to enough of our readers — to warrant a separate article.
The issue? That if you took a required minimum
CARES ACT Provides Pandemic-Related Aid to Taxpayers, Retirees
Congress and the White House are trying hard to counteract the financial fallout from COVID-19. Here's what that means for you.
When a “Bucket Strategy” Shines
If you're retired, or close to retirement, having plenty of cash on hand allows you to take a bear market in stride. You can calmly wait for your stock-based investments to recover.
Faith, Fear…and Caution
The Bible is clear that fear is not to be our response at times like these. But with fear clearly off the table as an acceptable response, how do we balance faith versus a healthy level of caution?
Using SMI’s Portfolio Tracker to Manage a Limited 401(k) Plan
Based on new research, we’re recommending a change to the process of implementing Upgrading in a work-based retirement plan that offers relatively few investment choices.
The Core Building Blocks of Successful Investing
You can't control the behavior of the stock market, but you can control your own investing behavior. Sticking to these five foundational principles will enable you to invest with confidence and make progress toward your
The New Law of the Land on RMDs, IRA Contributions, and More
Here's an overview of recent changes affecting required minimum distributions (RMDs), IRA contributions, inherited retirement accounts, and retirement-account investment options.
The New Law of the Land on RMDs, IRA Contributions, Stretch IRAs, and More
Shoppers aren't the only ones hustling and bustling as Christmas approaches.
The U.S. Congress speeded up its typically glacial activity and approved the SECURE Act last week, serving it up just in time for the Christmas