Rethinking the Roth 401(k)
The conventional wisdom about who should use a Roth 401(k) may be scaring away some people who would benefit from a Roth.
Category: 401(k)s
Making Sense of Your IRA Options
An Individual Retirement Account is a great tool for building savings. But rules related to eligibility, account types, and "rollovers" can be confusing. We sort them all out for you.
Roth IRAs and Roth 401(k)s: Similar, Yet Different
The Roth IRA and the Roth 401(k) sound similar, but there are significant differences in how Congress has structured these two types of retirement accounts.
Traditional IRA vs. Roth: Which Maximizes Retirement Income?
Roth IRAs often are touted as being superior to traditional IRAs because Roth withdrawals are tax-free in retirement. But a closer look shows the Roth-vs.-traditional playing field is more level than it
Upside Risk and Other Points to Ponder
Blissful ignorance
“If you had checked your portfolio on January 1, 1987, and then slept through the entire year and woken on December 31st you would have looked at your portfolio and said ‘huh, pretty slow year in the
Wednesday Grab Bag
When I was a kid, there was always a certain allure to the "Grab bag" — the mysterious bag-o-stuff that didn't reveal its contents until after you bought it. As an avid young football card collector, I recall bouts of
An Empty Nest? Now’s the Time to Ramp up Savings – And to Have Fun
Many couples arrive at the "empty nest" years short on retirement savings. But here’s the good news: this phase of life offers the opportunity to make unprecedented progress on your savings goals, while still enjoying life
2019 Retirement Plan Contribution Limits, Tax Brackets, and More
Every year brings a number of changes in various financial rules and regs that impact our personal financial planning. What follows is our annual guide to some of the more significant changes that have been announced for
Your 10 Most Important Financial Moves for 2019
Each December, we offer planning suggestions for the year ahead. But this isn’t meant to be a one-size-fits-all list. It’s up to you to take our broad collection of ideas and narrow them down to your personal “Top 10” for
It’s Your Retirement Account, Not a Piggy Bank
A 401(k) plan account is a tax-advantaged investment vehicle designed for the long haul. Setting money aside paycheck-by-paycheck, year-after-year, a worker steadily builds retirement savings. Sometimes this is accelerated