For those just starting out, Just the Basics is our easiest core strategy. However, our Dynamic Asset Allocation (DAA) core strategy is currently our preferred strategy. Access to DAA requires a premium membership, but we believe you’ll find its unique set of benefits well worth the slightly higher membership cost. DAA helps you share in some of a bull market’s gains, while minimizing or even preventing losses during bear markets. DAA is a defensive, low-volatility strategy that nonetheless has generated impressive back-tested results, demonstrating the power of “winning by not losing.” To understand more about DAA, read the cover article we wrote when we introduced the strategy, Dynamic Asset Allocation: An Investing Strategy for the Risk-Averse.
If you’d like to be a bit more aggressive, consider blending your use of DAA with our Fund Upgrading core strategy. For a look at some very compelling research into this approach, read Higher Returns With Less Risk: The Best Combinations of SMI’s Most Popular Strategies.
More information about each SMI strategy can be found on the Choose Your Strategy page.