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Category: Credit and Debt

Death and Debt: Who Pays if You Leave Debts Behind?

When you die, most of your debts won't disappear. Some will be paid from your estate. Others may pass to survivors.
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Turning Your Home Equity Into Ready Cash

Most homeowners have three possible avenues for borrowing against their home equity. The “best” option depends on your situation. 
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The 7 Essential Steps to Leaving Debt Behind

Follow these steps and you’ll get out of debt over time. But there's more: God has blessings for you along the way.
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Paying With Plastic – Safely

Chip-based cards and digital wallets have better security than older magnetic-stripe cards. Still, cardholders should take additional steps to protect against identity theft.
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Living Free From the Bondage of Debt

Living with debt is so prevalent in our culture, it can feel normal — even unavoidable. But it isn’t the standard to which God’s word encourages us to aspire. 
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0% Financing (Some Strings Attached)

0% financing is a sales technique that is a proven winner — for sellers. But for buyers? It depends on what kind of 0% deal you're being offered. Not all of them are the same.
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Do You Know What’s in Your Credit Reports?

The particulars in your credit reports can affect everything from your employability to your insurability, so inaccurate information could spell trouble. Here's how to find out what's in there — for
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Do Not Covet What Thy Facebook Friends Have, and Other Points to Ponder

Do not covet what thy Facebook friends have “Spending is not the enemy, but when we allow social pressure or other forces to lure us into spending beyond our means, it can impact long-term financial stability and become a
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Credit Card Perks Can Be Attractive, But Users Beware

Credit card “rewards” and introductory benefits can work to your advantage — if you’re a savvy card user. But being a savvy user may be harder than you think.
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Your 10 Most Important Financial Moves for 2019

Each December, we offer planning suggestions for the year ahead. But this isn’t meant to be a one-size-fits-all list. It’s up to you to take our broad collection of ideas and narrow them down to your personal “Top 10” for
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