7. You Can Earn Solid Returns with Proven Investment Strategies

While we don’t advocate for market timing, we firmly believe in achieving solid returns — and that’s exactly what our strategies have delivered over time.

Let’s take a look at the 25-year period from the start of 2001 through 2025, when the overall stock market produced an average annual return of 9.1%.*

SMI strategies either closely matched or beat that performance.

• Fund Upgrading: Achieved an average annual return of 8.8%.

• Sector Rotation: This higher-risk optional strategy, designed for a small portion of a portfolio, generated a 9.7% average annual return.*

• Dynamic Asset Allocation (DAA): Despite its lower overall risk profile, this SMI strategy outperformed the market over the 25-year period, delivering a 10.4% annualized return.**

The graphic below shows how a hypothetical $10,000 investment would have grown from the beginning of 2001 through the end of 2025 using SMI’s strategies, compared with the overall market's returns.

With strategies designed for resilience and long-term growth, SMI has a track record of helping investors achieve their long-term financial goals.

^{*"Overall market" refers to the performance of the Wilshire 5000 index, the broadest measure of U.S. stock market performance.}
**Sector Rotation results before Nov. 2003 are based on backtests using a similar methodology to that now employed in SR.
***DAA results before 2013 are based on backtests using a similar methodology to that now employed in DAA.