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Category: Retirement

Roth IRAs and Roth 401(k)s: Similar, Yet Different

The Roth IRA and the Roth 401(k) sound similar, but there are significant differences in how Congress has structured these two types of retirement accounts.
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Traditional IRA vs. Roth: Which Maximizes Retirement Income?

Roth IRAs often are touted as being superior to traditional IRAs because Roth withdrawals are tax-free in retirement. But a closer look shows the Roth-vs.-traditional playing field is more level than it
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“Is it Biblical to Save for Retirement?”

Saving for retirement doesn’t necessarily mean you’re not trusting in God. In fact, done with the right spirit, retirement planning can be a powerful expression of your trust in Him.
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April Sightings

An inverted yield curve, such as seen recently in the bond market, may signal a recession ahead. Or it may not. Here are recent insights on the topic. Plus, Roth-conversion "bracketology."
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Investor, Know Thy Market and Other Points to Ponder

Proceed with caution, weathering the next market storm, the 4% rule may not add up, beyond the active/passive debate, and more.
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New SMI Investment-Planning Resources Available

The development of Multiply, SMI’s new video-based investing study, led us to create new support materials to help Multiply small group or workshop participants act on the ideas they learn. These new materials are
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Protecting Seniors From Financial Fraud and Exploitation

Mildred Smith of Stockbridge, Ga., answered the phone (not her real name but the story is true). “Señora Smith,” said a serious voice on the other end, “This is Rafael Lopez with the Mexico City police. Your grandson is
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Upside Risk and Other Points to Ponder

Blissful ignorance “If you had checked your portfolio on January 1, 1987, and then slept through the entire year and woken on December 31st you would have looked at your portfolio and said ‘huh, pretty slow year in the
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Top Retirement Concern? Going Broke

Running out of money is the number one concern among people planning for retirement. That’s according to a new survey of CPA financial planners conducted by the American Institute of CPAs (AICPA). They said 30 percent of
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Wednesday Grab Bag

When I was a kid, there was always a certain allure to the "Grab bag" — the mysterious bag-o-stuff that didn't reveal its contents until after you bought it. As an avid young football card collector, I recall bouts of
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