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SMI on the Radio: A Nervous Market (audio & transcript)

Bearish sentiment rose sharply last month — and even though that sentiment has now softened somewhat, many investors remain uneasy. They're concerned about the economic and market impact of Fed policy, rising inflation,
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Coming Soon to a Retirement Plan Near You: Annuities

BlackRock, the world’s largest asset manager, has announced plans to provide annuities through workplace retirement plans. According to The Wall Street Journal, annuities will be integrated into a new family of BlackRock
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Social Security Is Facing a Shortfall — Should That Affect Your Claiming Strategy?

The October SMI cover article on Social Security's funding challenges (outgo will exceed income by 2034) prompted this suggestion from a reader named Rich: As the "inevitable" changes to SS begin to be seriously
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The Outrageous Truth About Social Security

The U.S. Social Security program is on a collision course with financial reality. That means future retirees can expect higher taxes and reduced benefits.
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A Different Take on Asset Allocation in Retirement

The conventional approach is to reduce stock holdings in retirement. Should you consider an alternative approach that increases stock holdings?
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The “Earnings Test”: How Earned Income Can Affect Social Security

If you're planning to keep working after claiming Social Security benefits, you need to know how your income might affect your benefits — and your taxes.
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How Much Money Should You Leave to Your Children?

You can help ensure that the money you leave behind isn’t frittered away, and that it doesn't become an instrument of destruction in a loved one's life.
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Preparing Financially for the Death of Your Spouse

80% of married women outlive their husbands, and widows live an average of 14 years after their spouse’s death. Here's how to prepare financially.
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Planning to Succeed

The plans of the diligent lead to profit as surely as haste leads to poverty. - Proverbs 21:5 You’ve probably heard the adage, “Failing to plan is planning to fail.” The opposite is mostly true as well. I say “mostly”
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SMI For Those Living in Retirement

SMI isn't just for investors setting aside money for their later years. We have much to offer investors already in retirement. Here's a sampling.
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