Some of the best investing and personal finance articles from around the web.
The best strategies for boosting starting withdrawal rates in retirement (Morningstar). Ways to turn the 4% rule into the 5% rule.
What a 10% market drop would mean for retirees living on withdrawals right now (Go Banking Rates via Yahoo Finance). Arguments for flexibility, the bucket strategy, and possibly taking withdrawals once a year instead of monthly.
Your battle plan for the next market chaos: Crafting a rock-solid IPS in 2026 (Banker on Wheels – free registration required). Writing an investor policy statement like having your calm current self tell your future panicked self what to do or not do.
Age Americans actually retire (it’s earlier than they plan) (Clark Howard). You’ve seen similar stats before, but they’re worth seeing again, especially if your plan is highly dependent on working past the typical retirement age.
Why your average tax rate doesn’t tell the real story in retirement (Retirement Researcher). What matters more is your marginal tax rate.
It can be easier to fall victim to fraud on mobile than on desktop (Oblivious Investor). You can’t be too cautious these days.
I thought my retirement was set — until I answered these 3 questions (Kiplinger). The fun part of financial planning doesn’t involve calculators or spreadsheets.
What happens when you stop feeling needed? (The Contessa Counts). Far better to start thinking about this before the empty nest years and retirement.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
