Here's our summer-is-gone, autumn-is-at-hand roundup of helpful reads on investing, personal finance, and stewardship. Enjoy!
- Why the Fed lowered interest rates again (New York Times). This piece includes a well-done graphic showing that central banks are lowering rates around the world.
- 5 retirement-planning blind spots (Morningstar). From unexpected taxes to unanticipated expenses, unforeseen things can trip you up.
- This triple tax-advantaged account might beat your 401(k) plan (CNBC). Health Savings Accounts have fourth a tax benefit too, related to Social Security taxes.
- Funding an HSA with an IRA (Investment News). Did you know you can roll over funds from an IRA to an HSA with no tax consequences?
- Your Social Security checks could get bigger next year. Here’s how much (CNBC). The official numbers won't be released until next month, but here's an estimate.
And from the bloggers and pundits...
- A behavioral prescription (Michael Batnick, The Irrelevant Investor). One of the worst things an investor can do is overreact to market volatility.
- Will investors outlive their savings? (David H. Bailey, Mathematical Investor). "How individuals, pensions, mutual funds and even government retirement systems (e.g., Social Security) deal with...increasing longevity may well emerge as one of the most important...issues of our time."
- How to make your retirement savings last forever (Mark Hulbert, MarketWatch). Employing "dynamic" withdrawals (i.e., withdrawing less in some years than in others), rather than using a "static" withdrawal approach, increases the likelihood of making one's nest egg last.
- How to dispute mistakes on your credit report (Holly Johnson, Wise Bread). A good companion piece to our current SMI newsletter article, Do You Know What’s in Your Credit Reports?
- The moral dimension to our national debt (Michael Tanner, National Review). We are living at our children’s expense.
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