Training Children in the Financial Way They Should Go

Jul 2, 2025
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After accepting the opportunity to join the staff of Sound Mind Investing in 2012, but before my family moved from Chicago to Louisville, SMI founder Austin Pryor sent a welcome package. It contained three T-shirts, one for each of our children, commemorating the University of Kentucky’s recent win in the NCAA national basketball championship. (Austin is a big UK fan.)

The package was accompanied by a card that simply contained these words: “Train up a child in the way he should go; even when he is old he will not depart from it” (Proverbs 22:6). I believe the word “should” was underlined.

I can’t say that our kids have become UK basketball fans (somehow, I’m still gainfully employed), but that’s a key verse for all parents.

It’s been my experience that children are capable of learning about money, even complicated aspects of money, such as investing, at an earlier age than we might assume.

That was the topic of conversation when I talked with Kurt Sauder and Chad Russell recently for an episode of their Solid Steps podcast.


If you’re the parent or grandparent of a child between the ages of 2 and 18, I would love to help you teach that child a biblical approach to money. That’s why I wrote Trusted: Preparing Your Kids for a Lifetime of God-Honoring Money Management.

Raising our children with biblical financial perspectives and practices will deepen their relationship with Jesus, greatly benefit their future marriage, and set them up for a lifetime of using money in the most meaningful, impactful ways possible.

Written by

Matt Bell

Matt Bell

Matt Bell is Sound Mind Investing's Managing Editor. He is the author of five biblical money management books and the teacher or co-teacher on three video-based small group resources.

His latest book, Trusted: Preparing Your Kids for a Lifetime of God-Honoring Money Management, was published by Focus on the Family in 2023. Matt has spoken at churches, universities, and conferences throughout the country and has been quoted in USA TODAY, U.S. News & World Report, and many other media outlets.

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