Some of the best investing and personal finance articles from around the web.
What do the best investors do that the rest don’t? (Behavioral Value Investor). Call them the five habits (six, really) of highly-effective investors.
The legacy of Harry Markowitz (Morningstar). Remembering the man who brought us Modern Portfolio Theory.
How to create a digital estate plan — 3 steps you can take (Kindness Financial Planning). Hopefully you don’t have an online gambling account, but you very likely do have a lot of digital assets.
Quit worrying about IRMAA (The White Coat Investor). Much ado about nothing?
Who qualifies for Biden's $39 billion student loan forgiveness? Here's how to find out (Forbes). "You'll need to look back at [your] repayment history stretching back at least two decades."
Care denied: the dirty secret behind Medicare Advantage (The Lever). What’s been your experience with Medicare Advantage?
Don’t split heirs! How to avoid family fights when leaving behind a second home (Investment News). It seems like a wonderful gift to leave behind, but it can get complicated quickly.
Are your kids ready to inherit? (The Gospel Coalition). How to transfer your wealth, and your values. See also, IRS quietly changed the rules on your children’s inheritance (Kiplinger).
What’s your funded ratio? (Oblivious Investor). One way of getting more precise in determining how much of your retirement portfolio you’ll need — and can afford — to withdraw each year.
Most people can’t afford long-term care, but there are some ways to cover the costs (MarketWatch). Some options to be aware of.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
