Some of the best investing and personal finance articles from around the web.
We need to talk about your retirement spending (Morningstar). “Let’s stop lauding underspending in retirement; leaving a big bequest isn’t usually the best outcome.”
‘I completely trust her’: Should I name my daughter as beneficiary on all my accounts—or add her name instead? (MarketWatch – free registration required). This isn’t meant to serve as advice (your situation is probably very different) but just to point out how complex (and important) it is to choose the best way to pass assets to loved ones.
“Roth conversions to the top of the 12% bracket” is not a great rule of thumb (Oblivious Investor). “Any rule of thumb is going to have some situations in which it doesn’t work well, but I think this rule of thumb is particularly bad.”
The key to caring for aging parents: Accept that you can’t fix everything (Wall Street Journal). It’s one of the toughest jobs most of us will ever face. Much grace is required.
Rules matter more than insight (The Financial Plan). Lengthy article that makes an important point for investors: “Discipline beats brilliance.”
Discipling Gen Z about investing (Christian Stewardship Network). Lots and lots of young people have been drawn to the stock market in recent years. Are they using a biblical approach to investing?
Why smaller houses can lead to happier lives (The Washington Post, via MSN). Bigger is better — or is it?
Elon Musk says retirement savings ‘won’t matter’ in 20 years. We asked 7 personal finance and AI gurus what they think. (Business Insider). And now for a little levity.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
