Some of the best investing and personal finance articles from around the web.
The 4 year rule for retirement spending (A Wealth of Common Sense). This article makes no mention of “the bucket strategy,” but that’s what it’s about — a real-life story about its benefits.
4 questions to ask yourself before retiring (Fidelity — h/t to Michael on the SMI member forum for calling attention to this article). Core questions for those preparing for later life.
Vanguard joins push to offer 401(k)s with a regular payout (Wall Street Journal). Annuities are trending toward becoming commonplace in workplace retirement plans. See also, Do you really know what’s inside your 401(k)? (Wall Street Journal).
What’s a safe retirement withdrawal rate for 2026? (Morningstar). More on the ongoing debate about how much retirees can safely withdraw from their portfolios. Flexibility is key.
If there was a bubble, what would you do about it? (Behavioral Investment). On contending "not only with the pain of short-term underperformance when we are right, but also with the uncomfortable truth that we could be completely wrong.”
Americans with four-year degrees now comprise a record 25% of unemployed workers (Bloomberg). Is AI to blame?
If you do one boring task before the end of the year, make it this one (it could save you thousands) (Kiplinger). Did anything change this year that would warrant a change in insurance?
The joy of knowing Jesus: An interview on giving and happiness (Randy Alcorn, Eternal Perspective Ministries). “Glorifying God by using His money to help others isn’t merely a duty; it’s a delight!”
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
