Leaves and temperatures are falling. This must be autumn!
As we head into this early November weekend, here’s our latest Roundup of interesting articles on investing, personal finance, and stewardship.
Risking, fast and slow (Nick Maggiulli, Of Dollars and Data). Investors spend most of their time focusing on fast risk (downsides that can happen quickly) without thinking as much about slow risk (the downsides that can occur over a long period of time).
Tax withholding adjustments can boost your paycheck now and avoid penalties later (Kiplinger). There’s still time to submit a new Form W-4 to change your tax withholding for the rest of the year.
How to calculate AGI and MAGI & why it matters (Chris Mamula, Can I Retire Yet?). Most income-tax calculations are based on Adjusted Gross Income. But some are based on Modified Adjusted Gross Income.
Three questions (Jonathan Clements, Humble Dollar). Things to ask before you retire: "Do I have enough?" "Have I had enough?" "Will I have enough to do?"
Maintaining the right balance in our saving (Leo Sabo, Christian Stewardship Network). Saving to excess is foolish. Jesus said so.
The nothingness of money (Lawrence Yeo, More to That). "If a friend told you that he wanted ’I outperformed the S&P 500’ on his tombstone, your immediate reaction would be to laugh."
The latest twist in the ’Great Resignation’: Retiring but delaying Social Security (Washington Post via MSN). Even as the number of people retiring has risen, the number of workers applying for Social Security benefits has fallen.
Will your Social Security Benefits be taxed (and if so, how much)? (Chris Cagle, Retirement Stewardship). Some people don’t have to pay taxes on Social Security benefits, but many do.
Going paperless (Richard Connor, Humble Dollar). Have paper savings bonds? Here’s how to convert them to digital.
What to do when you’re the executor (Kiplinger). Being named an executor of someone’s estate is an honor — and a headache.
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