Some of the best investing and personal finance articles from around the web.
Changes in retirement savings rules to know before year’s end (Wall Street Journal). New rules for Roths, RMDs, and more.
Six lessons from six years of retirement (The Retirement Manifesto). The reality has been far different than this retiree expected.
Creating retirement income from your portfolio (Financial Independence Hub). If only the market would play nice at the start of your retirement.
What we can learn from Tony Bennett’s estate dispute (Kiplinger). “Everyone loses in a trust contest or related litigation.” See also, What advisors (and their clients) can learn from celebrity estate debacles (Financial Planning — free account registration required).
Why everyone needs a “digital death-cleaning” plan (Wall Street Journal). If you died today, would your heirs know how to access your online accounts? Would they even know what accounts or digital assets you have?
Why retirees and investors approaching retirement should reduce risk today (Morningstar). Is your asset allocation as it should be, or has it drifted too far toward equities?
Turning on a dime (Humble Dollar). Since his cancer diagnosis, financial writer Jonathan Clements continues to preach financial resilience, but also flexibility.
Making estate planning more tax efficient and equitable for beneficiaries by NOT just splitting the assets evenly (Kitces). “Although the 'one big pot' mindset might be the simplest approach to estate distribution, it may not be the one that results in the most wealth being passed down or the most equitable distribution of assets between each beneficiary.”
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
