Here is SMI's Roundup for the last official weekend of Summer! (Autumn arrives next Tuesday.) We hope you find these articles informative and helpful.
Why are valuations falling in a bull market? (Ben Carlson, A Wealth of Common Sense). Short answer: Earnings are growing faster than stock prices.
Ranked: Countries where bond yields are rising fastest (Visual Capitalist). "Long-term borrowing costs are reaching levels not seen in decades."
Social Security's role in the federal debt explosion (Alpha Architect). A summary of a recent academic paper noting that payroll-tax revenue hasn't been enough to cover Social Security's expenditures since 2010.
US poverty rate dips to lowest on record, Census Bureau says (Reuters). At the same time, median household income has hit a record high.
Don't Roth all of your 401(k) money (Jim Dahle, White Coat Investor). The Roth contribution/conversion dilemma, is "the most complicated question in personal finance and investing."
Ed Slott: Don't waste your low-tax years in retirement (Interview, Morningstar). Slott is a noted authority on the ins and outs of Roth conversions and other retirement-related tax matters.
Financial choices (Adam M. Grossman, Humble Dollar). When making financial decisions, options usually aren't clear-cut. But in a few cases, they are.
Why your long-term-care insurance premium has soared (Epoch Times via archive.today). Don't stop paying your premium without talking with your insurance company. You might have lower-cost alternatives.
Living an analog life (The Retired Alchemist). "In this age of speed, instant answers and quick snippets of information, I long for slower."
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