Some of the best investing and personal finance articles from around the web.
A recession signal is flashing red. Or is it? (Wall Street Journal). Whether inverted or “normal,” the yield curve is not the best predictor of imminent economic problems.
Three changes coming for Social Security in 2025 (Kiplinger). A modest cost-of-living increase is expected, among other changes. See also, Report warns of $16,500 annual Social Security benefit cut for dual-income couples by 2033 (Benzinga, via Yahoo Finance).
They’re breaking every retirement rule to be off now, not later (Wall Street Journal). Re-envisioning retirement as a series of breaks throughout one’s career.
Tips to help you spend less (or more) in retirement (Morningstar). It helps to understand the behavioral biases that tend to be behind both under- and over-spending in retirement.
On your own (The Retirement Manifesto). How will you manage if your spouse dies before you?
Retirement doesn’t just raise financial concerns — it can also mean feeling unmoored and irrelevant (The Conversation). “Retiring is…a deeply existential issue, one that challenges one’s idea of oneself, one’s place in the world, and one’s usefulness.”
Songs of experience: Reminiscences of a strategist (Schwab). Lessons learned from a 38-year Wall Street career.
Self-insuring your long-term care (and other non-recurring expenses) (How Much Can I Afford to Spend in Retirement?). Another example of why retirement planning in not a “one and done” proposition.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
