Helpful investing and personal finance articles from around the web.
10 retirement killers and how I avoided them (ESI Money). “Freedom without direction has a shelf life” — how to avoid boredom and other retirement-related problems.
10 retirement killers and how I avoided them, part 2 (ESI Money). You need a reason to wake up each day, but “purpose doesn’t have to be grand to be powerful.”
Buyer beware: New Medicare plans have fewer benefits, higher costs (Wall Street Journal). Don’t put your renewal decision on auto-pilot. Look to see what’s changed.
Your HSA needs a succession plan (Morningstar). Maximizing tax benefits after death is all about naming the right beneficiary.
Minimizing the impact of the new 0.5%-of-AGI floor on charitable contributions and 2/37ths reduction of itemized deductions (Nerd’s Eye View). New will reduce the tax benefits of giving to charity, but only slightly.
What does a 95% success rate really mean? (Retirement Researcher). “Retirement planning isn’t about earning an A.”
Top 10 RMD mistakes (IRA Help). It’s surprising how much you need to know about what should be a simple topic!
Retired Americans are putting off fun for fear of running out of money (Bloomberg – gift link should work for 7 days). The fear of spending is very common among retirees. Read also, Creating your own retirement paycheck.
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