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Multiply Resources

Below you will find all of the resources mentioned in the Multiply videos and discussion guide.


Asset Allocation

Your Optimal Asset Allocation

Ideal stock/bond mix

Begin by assessing your risk tolerance.

Mutual Funds & ETFs

The Real Cost of Mutual Funds

A primer on expense ratios and other mutual fund fees.

How to Buy or Sell an ETF

Buying or selling an ETF is different than buying or selling a traditional mutual fund.

Retirement Planning Calculators

Fidelity’s Retirement Score

A brief quiz

Requiring answers to just six questions, this is a great starting point in the retirement planning process. (Note, you do not have to be a Fidelity customer in order to use this tool, but you do need to create a free account.)

Fidelity’s Planning Center

A detailed planning tool

After working your way through the Fidelity Retirement Score calculator, you’ll be encouraged to use this more detailed planning tool, which is also free. It will enable you to be more precise because it requires more detailed information about your family and goals.


Comprehensive financial tool

Many financial advisors consider this to be the best financial planning software on the market. And for good reason. Far more comprehensive than Fidelity’s Planning and Guidance Center, MoneyGuidePro® takes many more factors into consideration in helping you craft a plan for your retirement. To gain access, you first need to become an SMI Premium Member. From there, go to the SMI Advisory Services web site and click on SMI Plan. Access to MGP requires a one-time fee of $50.

DIY Investing

(Almost) Everything You Need to Know About IRAs

Use this resource in order to better understand IRA eligibility, benefits, and limits.

Personal Investment Plan Template

This printable template provides space for you to build out your personal investment plan according to your goals concerning retirement, college, etc.

Sample Market Events Statement

Use this sample statement in order to remain committed to your personal investment plan in times of market stress.


Index Fund Portfolio Returns

Historical Performance of different asset allocations, from 100% bonds to 100% stocks.

Choosing the Broker That's Right for You

Use this guide to make an informed choice on which broker is right for you.

401(k) / IRA
Decision Tree

Should I use a 401(k) plan or an IRA to save for retirement?


Leading Providers of Target-Date Funds

When considering a target-date fund, make sure its asset allocation matches your optimal asset allocation.

T. Rowe Price
American Funds

How Do Target-Date Funds Hold Up in a Downturn?

Will you be able to stay with a target-date fund no matter what happens in the market?

Pros/Cons of Target-Date Funds

Target-date funds offer some benefits, but there are some watch-outs as well.

Offers for Multiply Participants

Sound Mind Investing Membership

Sound Mind Investing helps do-it-yourself investors succeed. Our members maintain their own accounts at brokers such as Fidelity or Schwab, and they make their own trades. But they rely on our objective, time-tested strategies to know what specific mutual funds to invest in. From 2000 to 2017, our most popular strategies have outperformed the market by 157%, 228%, and an incredible 690%.

Subscribe Now - 25% Off SMI Subscriptions

The Sound Mind Investing Handbook

For many people, investing is the most complicated and intimidating topic within personal finance. The Sound Mind Investing Handbook was written with that in mind. It’s a "next step" guide that will help you put godly principles of finance to work in your investments. Whether you're a beginner or an experienced investor, you'll benefit from stepping across the "bridge" between "theory" and "action."

Buy Now - 20% Off and Free Shipping

Paying for College

College Savings Calculator

Free online tool from Savingforcollege.com helps you figure out your future college costs using your child's age, the type of college you're saving for, and your household income.

Making the Most of Your College-Savings Program

Informative article that describes various options, highlighting "529 plans" and Roth IRAs as especially effective ways to save.

Bonus Reports

7 Key Principles for Christian Investing

A Kingdom Perspective

This report focuses on laying a biblical foundation for successful investing, including seven key principles related to investing "for the glory of God." Also discussed are four God-given "boundaries" for protecting wealth and helping it grow.

Download Report

Rebalancing Your Portfolio

How to Transform Your Portfolio

This four-page report shows you how to make the changes needed to transform your current portfolio into the portfolio you want to own. This quick download, with easy-to-use worksheets, will facilitate your end-of-year rebalancing — or help you get a bird's eye view of your portfolio regardless of the time of year.

Download Report

IRAs, 401(k)s, & Social Security

A Retirement Planning Primer

Worried that you won't have enough money for retirement? Then it's time to take action. This free report will help you get a clear picture of where you stand - and help you take steps to build your retirement nest egg.

You'll discover:

  • What you can reasonably expect from Social Security
  • How to make the most of employer-sponsored plans such as a 401(k)
  • Why an IRA is often an excellent addition to a retirement savings strategy
Download Report

Gold as an Investment

Will Precious Metals Continue to Shine?

This report will provide you with an understanding of our current fiscal crisis and how gold can help stabilize your portfolio in a rising inflationary environment. You'll learn about different gold investing strategies and practical examples of how to take ownership of gold.

Highlights include:

  • History of fiscal policy and the "gold standard"
  • Key points of the current fiscal and debt crisis
  • Gold investing strategies
  • Options for purchasing gold
Download Report

Inflation History Report

The Rise and Fall of the U.S. Dollar

This report will provide you with an understanding of what money is, how it works, and how too much money has led to inflation in the past. And you'll see why many people are concerned that conditions are ripe for a future inflationary spiral.

Highlights include:

  • The six qualities of sound money
  • Why economies moved from gold to paper money
  • The rise of the modern banking and monetary system
  • Root causes of inflation
  • Why many economists think strong inflation may be ahead
Download Report

Multiply Posters & Promotional Materials

Multiply Posters

Available in three styles:

24"x36" Poster

Multiply Design Resources

Logos and Design Resources

Download Files

Multiply Announcements

Pulpit and Bulletin Announcement Copy

Download File

Multiply Session 1

Complete before beginning Multiply

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