What Could Go Wrong and Other Points to Ponder

Nov 25, 2025
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Who are your role models?

“Choose your heroes very carefully and then emulate them. You will never be perfect, but you can always be better.”

– Famed investor Warren Buffett in his annual Thanksgiving letter. This year’s edition is filled with more reminiscences and life advice than usual as Buffet, now 95 years old, will retire as CEO of Berkshire Hathaway at year’s end. Read the whole letter at bit.ly/49sgtrc.

What could go wrong?

There’s enough leverage in today’s financial markets. Don’t add to it by borrowing from your own future.”

– Wall Street Journal columnist Jason Zweig, in an 11/21/25 response to social media “finfluencers” who are urging people to claim Social Security as early as possible and invest the money in the stock market. More at bit.ly/4oVbMLx.

Bears follow bulls as surely as night follows day

“Bull markets make you feel smarter than you really are. Bear markets make you feel dumber than you really are…This cycle will not last forever. Making money won’t always be this easy. The market will make you feel dumb again at some point…even when it’s not true.”

– Ben Carlson, in an 11/9/25 post on his blog, A Wealth of Common Sense. Read more at bit.ly/48owQE9

Written by

Matt Bell

Matt Bell

Matt Bell is Sound Mind Investing's Managing Editor. He is the author of five biblical money management books and the teacher or co-teacher on three video-based small group resources.

His book, Trusted: Preparing Your Kids for a Lifetime of God-Honoring Money Management, was published by Focus on the Family in 2023. His newest book, Starting Strong: Discovering the Good That Money Can Do in Your Marriage, will be published by Focus on the Family in the spring of 2026. Matt has spoken at churches, universities, and conferences throughout the country and has been quoted in USA TODAY, U.S. News & World Report, and many other media outlets.

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