Some of the best investing and personal finance articles from around the web.
The psychology of spending in retirement (The White Coat Investor). “A lifelong accumulator doesn't flip a switch and magically become a decumulator. It’s psychologically recalibrating your entire money life.”
Working longer isn’t a foolproof retirement plan — 46% of 2025 retirees left earlier than planned, survey finds (CNBC). On the dangers of building a retirement plan that’s dependent on working past the typical retirement age.
The worst year to retire wasn’t 1929. The creator of the 4% retirement rule says in was 1968. (Barron’s). “Dealing with inflation is a lot more problematic than dealing with a bear market.”
8 secrets for a happy retirement (Money). Is finding a “third place” on your retirement planning to-do list?
The $1 million retirement myth: Here’s what to save instead (Bloomberg). “People like to anchor to this one simple number. But that’s like saying during your working years, ‘You should have this one salary number, otherwise you’re not living a good life.’”
Morningstar plants big flag at Vanguard (RIABiz). “The head-spinning Morningstar flag-planting culminates a series of major changes and investments the company is making to reinvent itself amid a 16-month, 53% nosedive in its share price.”
Do investors accept lower returns from assets that make them feel good? (Behavioral Investment). Collectibles tend to underperform traditional market portfolios, but how can you quantify their emotional return?
3 big questions to ask your aging parents (Morningstar). Mother’s Day might not be the best time for this conversation, but don’t put it off too long.
Rich but restless: Why your $5 million portfolio isn’t buying retirement confidence (Kiplinger). Retirement confidence is about more than money.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
