Some of the best investing and personal finance articles from around the web.
Inflation is the lesser of two evils (A Wealth of Common Sense). “Most Americans are not just looking for disinflation…. They’re looking for deflation. They want these prices to be back where they were before the pandemic.”
The big question in retirement: who am I now that I’m not working? (Wall Street Journal). It’s a common question among the newly retired, and one well worth trying to answer before your last day on the job.
How safe is an 8% withdrawal rate? (Of Dollars and Data). It all depends on your appetite for risk in retirement. See also, The good news on safe withdrawal rates (Morningstar).
Helping hesitant clients boost their retirement spending (Kitces). While spending too much in retirement is creates financial risk, spending too little can create other types of risks.
Diversification is not a free lunch (Behavioral Investment). “If everything is performing well and in concert, our portfolios are probably not diversified.”
Cleaning out my parents’ house taught me what’s enough (Next Avenue). Even if your paperwork is in order, is your “stuff” in order?
Two big blind spots wealthy people have about retirement (Kiplinger). This article has a bias toward permanent life insurance and annuities, but the “blind spots” it highlights are worth considering.
The No. 1 life regret of the dying: I see it “all the time,” says psychologist — what he does before it’s too late (CNBC). What does this have to do with money? Possibly, quite a lot.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
