Some of the best investing and personal finance articles from around the web.
The fragile decade: Why the first years of retirement matter most (Retirement Researcher). Four approaches to managing all-important sequence of returns risk.
Why you should use a password manager for all your secrets, not just logins (Wall Street Journal). “Remember: you’re doing double duty. You are also relieving the burden on loved ones who would otherwise have to hunt down your info after you die.”
Does the 4% rule still apply? (A Wealth of Common Sense). “Portfolio withdrawal strategies are a planning process not a planning event because few variables are static in this equation.”
Our completely legal social crisis (Common Good). “This isn’t just a trend or a tech feature. It’s an addictive behavior quietly forming people’s daily habits, theology of money, and even their view of God.”
Over half of older employees plan to work ‘indefinitely’ and never retire (Money). It can be good to plan to work longer, but not so good to count on it. You might not be able to.
The best way to take RMDs from your retirement accounts (Wall Street Journal). Equal installments or lump sum?
The Y rule of retirement: why men need to plan differently (Kiplinger). The unique challenges men face in their later years, and some ideas on how to meet them.
A used car for $30,000 is now a ‘bargain’? How to get a good one for less (MarketWatch). “It’s hard when you see $31,000 for a used car to say, ‘I’m getting a bargain.’ You have to do some mental gymnastics.”
Now is a great time to revisit your risk tolerance (Tim Maurer). The importance of taking into account your ability, willingness, and need to assume risk.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
