Some of the best investing and personal finance articles from around the web — a day early this week because we'll have the February issue of the Sound Mind Investing newsletter for you tomorrow.
Something’s gotta give (The Felder Report). Living in the bull market/bear market tension.
The narrative vortex (The Irrelevant Investor). There’s a lot of noise out there, with informed market watchers even disagreeing on whether we’re in a bull or bear market. Don’t “chop yourself up” over it.
Fed to deliver two 25-basis-point hikes in Q1, followed by a long pause (Reuters). Of course, it’s all just speculation.
Why can’t we stop changing our investment process? (Behavioral Investment). Eight reasons why we fiddle. Also read, A worried investor no more.
The case against frequent rebalancing of portfolios (Wall Street Journal). As we’ve written before, “…while we still think rebalancing is valuable, the research persuades us that absolute precision isn’t necessary.”
Deferred annuities are better deals than immediate annuities (MarketWatch). The newest class of target-date funds have annuities woven into their design.
Challenging Morningstar’s safe withdrawal rates (Advisor Perspectives). It’s largely about the assumptions you make. See also, Juggling for retirees (Humble Dollar).
In retirement planning, what’s your retirement personality? (Kiplinger). What you’ll want from your portfolio in retirement can’t be boiled down to just a number.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.