Some of the best investing and personal finance articles from around the web.
Reframing risk in retirement (Nerd’s Eye View). It sounds ironic, but the risk of underspending in retirement is as real as the risk of overspending.
30 years of financial market returns (A Wealth of Common Sense). “We had booms and busts, ups and downs, good and bad, but things still turned out OK.”
BlackRock’s plan for your retirement: a 401(k) with a monthly check (Wall Street Journal). People long for certainty, so this could one day become the default investment strategy in workplace retirement plans.
Fidelity’s new service charge poses ‘existential’ threat to some ETFs (Morningstar). Will others follow suit? “…other brokerage firms will be watching to see how successful Fidelity may be…”
Want to enjoy your retirement? Consider delaying it (Advisor Perspectives). The only problem is that many people won’t be able to work longer due to health issues.
Mutual funds at 100: An essential part of America’s economic engine (Investment Company Institute). Happy birthday to the mutual fund, a very beneficial invention.
New retirees: Avoid costly Medicare sign-up mistakes (Center for Retirement Research). A little knowledge can go a long way toward avoiding these mistakes.
Inheritance and a wise father: What do I give my child? (National Christian Foundation). Thoughts on how to best leave money to the next generation.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.