Some of the best investing and personal finance articles from around the web.
Will you need permission to spend in retirement? (Morningstar). Making the transition from saving for retirement to spending in retirement can be a challenge.
Manage your financial risks in retirement like an actuary (How Much Can I Afford to Spend in Retirement?). A call for planning conservatively and staying flexible.
What we lose (Humble Dollar). The importance of looking toward your later years with eyes wide open.
How individual retirement accounts changed the stock market forever (A Wealth of Common Sense). It wasn’t that long ago when very few people owned stocks.
What matters? (Behavioral Investment). “Focusing on the wrong things is not only exhausting, but it encourages the worst of our investing behaviors — what we think is an effort to add value is very likely to be destroying it.”
Are you suited for an immediate annuity? (Morningstar). In this example, adding a valuable cash refund rider barely lowers the monthly payout. See also, Is it a good time to buy that single premium immediate life annuity? (How Much Can I Afford to Spend in Retirement?).
How often to rebalance a portfolio (Oblivious Investor). Reasons not to obsess over rebalancing.
Shoes for prisoners (Generous Giving). Encouragement for your generosity journey.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
