Some of the best investing and personal finance articles from around the web.
Election years are dangerous for investors (not just for the reasons we think) (Behavioral Investment). “In these environments — where the behavioral risk gauge is flashing red — it will be the poor decisions we make because events are happening, rather than the events themselves, that will be of greater consequence.”
How I used the 4% rule over the past 29 years (Retire Early). One person’s real experience with the “safe withdrawal rate.”
Forget me not (Humble Dollar). Some thoughts on what will last: “…it gets us away from wrongheaded notions of legacy, and instead gets us to focus on who and what we care about.”
Congrats on your retirement. Time to find a new job. (Wall Street Journal). A lot of people who are retired now plan to go back to work.
Unhappy with your Medicare Advantage plan? There’s time to switch but also rules to know. (Yahoo Finance). If you want to make a change, your window of opportunity closes on March 31.
Details matter (Humble Dollar). It’s a gift to our loved ones to have our paperwork in order, but it’s essential to make sure it’s done correctly. See also, Estate planning mistakes that could jeopardize your independence (Financial Independence Hub).
Home downsizing can deliver big retirement funding boost, study finds (Financial Times – click on the first link). This has a UK focus to it, but it’s relevant for US retirees as well.
Are you confident about your financial skills? Then you’ll probably have more money when you retire. (MarketWatch). Interesting research — glad they drew a distinction between confidence and overconfidence.
Do you know how much you have saved for retirement? 1 in 4 Americans don’t. (Yahoo Finance). It’s helpful to know where you stand in relation to a goal.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
