Some of the best investing and personal finance articles from around the web — a day early this week since we'll have the October issue of the Sound Mind Investing newsletter for you tomorrow.
Why the 5% rule is the new 4% rule (Of Dollars & Data). The originator of “The 4% Rule” is out with a new book and some new thinking about the safe withdrawal rate.
High earners age 50 and older are about to lose a major 401(k) tax break (Wall Street Journal). If you fit the demographic and have been clinging to a traditional retirement plan, soon you’ll have to start directing some of your contributions to a Roth.
Time segmentation: A practical defense against sequence of returns risk (Retirement Researcher). Ideas on putting “the bucket strategy” into practice.
One of my favorite charts (Chart Kid Matt). If you’re in the markets for the long haul, you have to take the bad with the good.
Jonathan Clements, longtime WSJ columnist, dies at 62 (Wall Street Journal). A writer to the very end, he gave readers a first-hand account of what to do when you know your time is very short. See also, Farewell friends (Humble Dollar).
The “vinyl rule” of retirement: Plan for two sides in your next act (Kiplinger). Inevitably, the fast song of retirement will be followed by a slower song.
Trump wants to open up 401(k)s. Legal threats stand in the way. (Wall Street Journal). The wild west of investing may be coming soon to a retirement plan near you.
The psychology of spending in retirement: Why you might hoard instead of enjoy (Due). For many retirees, the fear of running out of money is all too real.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.
