Longevity Risk and Other Points to Ponder

Oct 29, 2025
Listen to Article:

Not over yet

“Remember, Greenspan’s ‘Irrational Exuberance’ speech was December, 1996. All bull markets run further, longer, and higher than most expect…”

– Barry Ritholtz, in a 10/16/25 post on his blog, The Big Picture. He says today’s market “seems less like a bubble and more like a later-stage bull market cycle.” Read more at bit.ly/3JerTEc.

Longevity risk

“The biggest blind spot identified…was that few American adults know who will care for them as they age or how they’ll afford that care, and many haven’t had conversations with family or loved ones about it.”

– Fox Business reporters Daniella Genovese and Eric Revell, in a 10/17/25 article about a new study, which found that “most adults are not adequately prepared for longer lives.” Read more at bit.ly/4o5u6AZ.

Young investors

“From 2016 to 2022, adults 35 and under went from being the least likely cohort to have a brokerage account to the most, according to the Federal Reserve.”

– Bloomberg reporters Paige Smith and Janet Paskin, in a 10/17/25 article that’s primarily about the trading platform, Robinhood. It promotes — and generates most of its revenue from — frequent trading among its many Millennial and Gen Z customers. Read more at bit.ly/4hJlDBn.  

Better days ahead

“I don’t want to be one of those ‘old people’ who tell the same old stories from their earlier Glory Days. Better to embrace the current, appreciate the life we’re enjoying today, and reflect on the Glory Days we have left to live.”

– Fritz Gilbert, in a 10/16/25 post on his blog, The Retirement Manifesto. Read more at bit.ly/4hrVoir

Taking generosity to a whole new level

“The gift of life. Just giving him a second chance, like Jesus gave me.”

– Joe Turner, a 39-year-old father of three and DoorDash driver who donated a kidney to a complete stranger in response to a Facebook post. According to an Atlanta News First article, Turner says he was guided by his faith, “remembering all the times he’d struggled and been given second chances.” Read more at bit.ly/478bHxA.

Written by

Matt Bell

Matt Bell

Matt Bell is Sound Mind Investing's Managing Editor. He is the author of five biblical money management books and the teacher or co-teacher on three video-based small group resources.

His book, Trusted: Preparing Your Kids for a Lifetime of God-Honoring Money Management, was published by Focus on the Family in 2023. His newest book, Starting Strong: Discovering the Good That Money Can Do in Your Marriage, will be published by Focus on the Family in the spring of 2026. Matt has spoken at churches, universities, and conferences throughout the country and has been quoted in USA TODAY, U.S. News & World Report, and many other media outlets.

Revolutionize Your Investing Approach

Unlock Your Wealth-Building Potential with Sound Mind Investing

Don't leave your investments to chance. Let Sound Mind Investing guide you to financial success. Experience the power of our simple, rules-based strategies and see your wealth grow.

Unlock your wealth-building potential for as little as $0.32 a day.