Zero-Sum Budgeting: Giving Every Dollar a Job
Can't figure out what happens to all your money? With a zero-sum budget, you'll give every single dollar of your income a designated, predetermined task.
Category: Budgeting
Paycheck-to-Paycheck
Famed investor Warren Buffet once remarked, "Only when the tide goes out do you discover who's been swimming naked" — meaning that market reversals have a way of revealing those who aren't prepared for adverse
4 Options for Budgeting Online
Trying to make financial progress without a budget is like, well, trying to fill a tub without a stopper in the drain. And budgets don’t have to be dreary! Apps and online tools have made budgeting easier and more useful
What Money-Management System Do You Use?
My wife and I are considering moving to a different system for managing our family finances (i.e., budgeting) in 2019. Perhaps you're thinking along the same lines — a new year, a new approach.
Years ago, we started out
Your 10 Most Important Financial Moves for 2019
Each December, we offer planning suggestions for the year ahead. But this isn’t meant to be a one-size-fits-all list. It’s up to you to take our broad collection of ideas and narrow them down to your personal “Top 10” for
Your Retirement Planning Checklist
Before takeoff, airline pilots go through a checklist to make sure the flaps are in the right position, there’s enough fuel, and everything else is as it should be for a safe flight.
While your retirement may not be a
Building Generosity Into Your Monthly Budget
Imagine you are out to eat with your family and you strike up a conversation with the server. You learn she is a single mom with three kids and works two jobs to make ends meet. After her children go to bed, she spends
Bucket Challenge: Managing Cash Flow in Retirement
The rapid stock market decline in early February serves as a stark reminder that downside moves can develop quickly. Long-term investors can ride out such volatility, of course — but what if you’re a retiree relying on
6 Steps to Creating a Long-Term Investing Plan
In light of James 4:13-14, some Christians feel uneasy about engaging in long-term financial planning: “Come now, you who say, ‘Today or tomorrow we will go to such and such a city, and spend a year there and engage in
Financial Regrets: Most of Us Have a Few
Many U.S. adults wish they had done things differently with their finances. That’s the key take-away from a new national survey from the personal finance site, NerdWallet. Specifically, 71% said they have financial