January 29, 2020
Russ Crosson
Budgeting isn’t simply tracking what you've already spent. For a budget system to be successful, you must be able to answer the question, “How much do I have left to spend in each
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Being a “super saver” won’t help protect the Earth against evil aliens. But substantial savings can guard against personal financial disaster and help you meet long-term goals.
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Crazy times
“We are in such bizarre times, all bets are off. It is certainly not the time for ‘buy and hold’ unless your goal is to lose everything. If not, then you need an active, flexible, defensive investment strategy
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Can't figure out what happens to all your money? With a zero-sum budget, you'll give every single dollar of your income a designated, predetermined task.
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Famed investor Warren Buffet once remarked, "Only when the tide goes out do you discover who's been swimming naked" — meaning that market reversals have a way of revealing those who aren't prepared for adverse
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Trying to make financial progress without a budget is like, well, trying to fill a tub without a stopper in the drain. And budgets don’t have to be dreary! Apps and online tools have made budgeting easier and more useful
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My wife and I are considering moving to a different system for managing our family finances (i.e., budgeting) in 2019. Perhaps you're thinking along the same lines — a new year, a new approach.
Years ago, we started out
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Each December, we offer planning suggestions for the year ahead. But this isn’t meant to be a one-size-fits-all list. It’s up to you to take our broad collection of ideas and narrow them down to your personal “Top 10” for
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Before takeoff, airline pilots go through a checklist to make sure the flaps are in the right position, there’s enough fuel, and everything else is as it should be for a safe flight.
While your retirement may not be a
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Imagine you are out to eat with your family and you strike up a conversation with the server. You learn she is a single mom with three kids and works two jobs to make ends meet. After her children go to bed, she spends
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