Our latest picks for the best investing and personal finance articles from around the web.
Some bonds are better diversifiers than others (Morningstar). What you want is a less than perfect correlation with stocks. Treasuries work well. High-yield bonds, not so much.
Freezing credit will now be free. Here’s why you should go for it (NY Times). While it makes access to new credit a little less convenient for you, it makes it much less convenient for ID thieves, and that’s the point.
Declining Medicare part B (AMAC). If you plan to work past age 65, you don’t have to accept the government’s health insurance, but you do have to know the rules.
Medicare supplement plans are changing: What you need to know (Reuters). The doors are closing on the most popular plan.
How pre-existing conditions can affect Medigap insurance (Kiplinger). While we’re on the subject of Medigap insurance…
And from the blogosphere…
Long-term news (Collaborative Fund). The always-brilliant Morgan Housel turns his wry sense of humor toward economic news that matters and economic news that doesn’t.
Investors should assume that they are no better than average (Behavioural Investment). Are you confident that you don’t exhibit overconfidence?
Making your reality work (Money Maven). On the importance of controlling what you can control, especially when it comes to retirement planning.
Two tweets and a comment: Spending in retirement (The Retirement Café). A bit more on the same subject — it’s good to estimate how much you may spend in retirement; just plan to re-run the numbers regularly.
How can I avoid scams that target the elderly? (Schwab). Steps you can take now to protect your future self.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.