Invest with Purpose.
Live with Peace.
For over 35 years, we've helped more than 70,000 Christians build wealth, grow in wisdom, and invest with confidence—grounded in purpose-driven, biblical financial principles.
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As Featured In:
Featured Article
SMI’s Broker Review: Choosing the Broker That’s Right for You
The brokerage landscape is changing. Fidelity has a new “surcharge” policy for certain ETFs, and Schwab appears poised to follow suit. Meanwhile, E-Trade has become increasingly SMI-friendly. Here’s a breakdown of how recent developments may affect your choice of a broker.
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Recent Articles
Recent Articles
Join a Community of Faithful Investors
For over 35 years, Sound Mind Investing has equipped Christians with practical tools and timeless
biblical
financial wisdom to invest with confidence and purpose.
More than 70,000 believers have turned to SMI for guidance on faith-based investing, learning how to
grow wealth,
live generously, and steward God's resources wisely.
Our community continues to discover how investing God's way brings peace, clarity, and long-term
growth—transforming money management from a source of stress into an act of worship and faithful
stewardship.
WHAT'S INCLUDED
From proven strategies and personal tools to community support and expert guidance—your SMI membership equips you to grow, stay informed, and stay grounded in biblical wisdom.
Proven Investing Strategies for Every Level
Whether you're just starting or managing a sizable portfolio, SMI offers time-tested, faith-based strategies for every level. Basic members access Just-the-Basics and Fund Upgrading, while premium subscribers enjoy Sector Rotation and Dynamic Asset Allocation—helping you build wealth wisely and reduce risk.
Print Newsletter — Mailed Every Month
Delivered straight to your mailbox, the Sound Mind Investing Newsletter keeps you informed and encouraged. Each issue features market updates, investing insights, and practical guidance to help you stay on track—all grounded in biblical wisdom, not market noise.
Personal Portfolio Tracker
Enables you to implement SMI strategies using the funds in your 401(k) or other workplace retirement plan. The Portfolio Tracker helps you monitor your holdings, apply strategy changes, and stay on course toward your financial goals with clarity and confidence.
Fund Performance Rankings
Can't access all the recommended funds in your 401(k) or IRA? No problem. The Fund Performance Rankings list dozens of strong-performing funds every month so you can apply SMI's shifting principles wherever you invest and keep your portfolio working efficiently.
Investor Community Forum
Join a community of like-minded believers who value wise stewardship. Inside the SMI Forum you'll find biblical wisdom, support, encouragement, and practical wisdom to strengthen both your finances and your faith journey.
MoneyGuide Financial Planning
SMI Premium members get exclusive access to MoneyGuide—the #1 financial-planning software used by advisors, normally over $1,400 per year. Your cost is a one-time $50 fee with ongoing access while you remain Premium. Build a clear retirement roadmap, model what-if scenarios, and make confident, data-driven decisions using a professional-grade planning tool.
PRICING
Invest with wisdom, purpose, and peace of mind.
Start with foundational investing wisdom in the Basic Plan, or unlock full access to every SMI strategy and premium tool with Premium—our most complete way to invest confidently and live generously.
BASIC PLAN
Start with the basics. Access SMI’s foundational strategies and articles to begin investing with biblical wisdom and confidence.
- Just-The-Basics Strategy
- Fund Upgrading Strategy
-
Dynamic Asset Allocation Strategy
-
Sector Rotation Strategy
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Premium Content
- Print Newsletter — Mailed Every Month
- Personal Portfolio Tracker
- Fund Performance Rankings
- Investor Community Forum
-
Moneyguide Financial Planning Discount
Basic access for foundational investing only.
$119.95 /year
Only $10 a month
PREMIUM PLAN
Get full access to all of SMI’s proven strategies, research, and premium tools—everything you need to invest confidently and live generously.
- Just-The-Basics Strategy
- Fund Upgrading Strategy
- Dynamic Asset Allocation Strategy
- Sector Rotation Strategy
- Premium Content
- Print Newsletter — Mailed Every Month
- Personal Portfolio Tracker
- Fund Performance Rankings
- Investor Community Forum
- Moneyguide Financial Planning Discount
-
35TH ANNIVERSARY OFFER
-
Save $70 (35% OFF)
$129 /year
Only $10.75 a month
Customer Testimonials
Proven Results from Real Customers
Here's a few of our subscribers sharing how Sound Mind Investing has helped them build wealth with peace of mind, guided by biblical principles.
“Thank you for the blessing you and your staff have been to me and my family. Because of you, I have my ‘Investing/Retirement House’ in order. I read your articles every day and feel like you are family.”
“(MoneyGuide®) allowed us to continuously organize our expenses, assets, and thoughts and ultimately run the Monte Carlo scenario to give us assurance that we have the assets needed to make it through the retirement phase of our lives.”
“Sound Mind Investing is a constant source of information (and comfort during the market downturns). The more I learn from reading your articles and newsletter, the more confident I am in managing the resources God has given us.”
“SMI was an answer to prayer! We've developed a workable budget, paid off debt, started a contingency fund, opened college savings accounts, and went from negative returns in our retirement accounts to positive returns — immediately. Best of all, we get our financial advice from a source that truly puts God first.”
Receive Free Biblical Investing Articles and Resources
Access biblical investing insights, financial tools, and practical guides delivered to your inbox—free resources from Sound Mind Investing to help you invest with faith and wisdom.
We take the fear out of investing with
proven, objective strategies.
At SMI, we don't try to predict the market. We offer clear, rules-based strategies that bring peace of mind, reduce risk, and produce long-term results.
Join NowDynamic Asset Allocation (DAA)
$10,000 grew to $99,302 (2000–2024)
DAA rotates among the top three of six asset classes each month, aiming to capture gains in bull markets and limit losses in downturns.
Since 2000, DAA has generated a 9.3% average annual return vs. 7.3% for the U.S. stock market — and with significantly less risk.
Fund Upgrading
$10,000 grew to $76,687 (2000–2024)
Our longest-running strategy uses a simple momentum approach to replace lagging funds with stronger performers. The result? Market-beating growth with similar risk — and only minimal monthly attention required.
Since 2000, Fund Upgrading has generated an 8.1% average annual return vs. 7.3% for the U.S. stock market.
Sector Rotation
$10,000 grew to $126,981 (2000–2024)
This high-risk, high-reward strategy targets the top-performing sector funds each month.
Designed as a small "add-on" portion of your portfolio, Sector Rotation has delivered strong long-term returns — generating a 10.6% average annual return vs. 7.3% for the U.S. stock market since 2000.
At Sound Mind Investing, our objective is to help Christian investors experience the joy of providing for their families while also generously supporting God's work.
More than 30 years ago, at Larry Burkett's suggestion, we stepped in to fill the void of providing trustworthy investing guidance to the Christian community. It's an honor to help our members build better futures for their families and communities.
Armed with the right knowledge and processes, you'll discover that investing doesn't have to be scary or intimidating. We take pleasure in bringing clarity, confidence, and a solid financial foundation to our members.