Fund Upgrading | Sound Mind Investing

Fund Upgrading Calculator

Use this calculator to determine the proper allocations for each fund in our Fund Upgrading strategy.

1. Enter the amount you want to invest:

Note: Other than decimal places, do not enter any other non-numeric characters (i.e. dollar signs or commas).

2. Pick your season of life:

Note: Your choice here along with your temperament choice, will determine the allocation amounts below. The need for growth decreases as you approach retirement.

3. Choose your investing temperament:

Note: Click on the temperament identified when you took our online quiz. Don't worry if the descriptions don't fit you perfectly. Just look for the termperament you most closely identify with.

Amount to invest in stocks:

Amount to invest in bonds:

Here’s how much to allocate to each recommended fund slot on the Fund Recommendations page.

STOCKS

Situational Fund

Small Company / Active Fund

Small Company / Index Fund

Large Company / Active Fund

Large Company / Index Fund

BONDS

Upgrading Fund

Permanent: Intermediate-Term Bond Fund

Permanent: Short-Term Bond Fund