BASIC Strategies

SMI's Basic Member strategies include Fund Upgrading — an aggressive strategy that takes full advantage of up markets.
Also included: our simplest strategy, Just-the-Basics.

While these strategies come with our Basic membership,
there's nothing basic about their returns!

Fund Upgrading

Our most popular core strategy, Fund Upgrading is a "momentum" strategy based on the proven idea that recent past performance tends to persist. It's an aggressive strategy that requires once-a-month maintenance. Following SMI's specific guidance, you occasionally replace lagging funds with those showing stronger momentum.

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Just the Basics

This is our simplest core strategy, with portfolio changes needed no more than once a year. Through the use of index funds, you spread your investing dollars across the entire stock market (domestic and foreign) — and, if your asset allocation calls for it, across the entire bond market too.

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