Here’s our annual round-up of planning suggestions for the new year. Take our broad list of ideas and narrow it down to your personal Top 10 for 2018. As you read, note the ideas that apply to your situation and put a checkmark (in the box) next to each one. Then choose 10 of your checked items to be your 2018 “action list.” We hope the next 12 months will be a season of steady financial progress for you. It can be — if you plan and act.