Once you reach retirement and begin drawing from the storehouse of wealth you’ve worked so hard to accumulate, two questions arise. First, how much can you withdraw each year without running the risk of depleting your reserves prematurely? We looked at that issue last month. Second, which asset accounts should you draw from first? This is an often-overlooked question because banks, brokers, and mutual fund companies are typically more focused on soliciting your business and guiding your investments than helping you develop a strategy for withdrawing your retirement savings.
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