As with so many topics, Christian parents are in a tug of war with our culture when it comes to teaching our kids about money. And guess who's winning? Research about the financial attitudes of children ages 9-14 conducted by Boston College Sociologist Juliet Schor found the following:

  • More than 60% say "The only kind of job I want when I grow up is one that gets me a lot of money."
  • More than 50% agree that "When you grow up, the more money you have, the happier you are."
  • More than 33% say they "would rather spend time buying things than almost anything else."

What's a parent to do? Embrace three roles as we seek to cultivate the attitudes and behaviors of good stewardship in our children: Gatekeeper, teacher, and role model.

That was the focus of a conversation I had recently with Kurt Sauder and Chad Russell, co-hosts of a radio program called Solid Steps.

In part one, we talk about teaching our kids how to navigate the comparison game, how to make trade-offs, how to develop discernment —whether filtering the truth from any lies in advertisements or making good purchase decisions—and more.

In part two we talk about why it's so important to not give our kids everything they want, the many benefits of delayed gratification, how to cultivate the heart and habit of generosity, allowances, chores, and a very dramatic way to help kids understand budgeting.

What are some of the ways you've taught your kids about money that have proven to be especially effective?