Holding down a job requires a lot of time and energy. So does raising a family. For many of us, the job wins out — and we end up giving our spouse and children only what's left over.

Today on MoneyWise, SMI Executive Editor Mark Biller suggests practical steps toward ensuring a healthier balance between our family commitments and work obligations.

Later, in response to a caller question, Mark has advice on whether to cash out a retirement account to pay off debt. And he talks with a new retiree trying to decide between taking a shorter-term or longer-term payout from a pension plan.

Listen to the entire program below. (And for more radio appearances by members of the SMI team, visit our Resources page.)

MoneyWise, with Rob West and Steve Moore, is produced by Compass – Finances God's Way.

To ask a question on a future program, call 1-800-525-7000 and mention you have a question for either Mark Biller or Matt Bell of Sound Mind Investing.