This week’s picks for the best investing and personal finance articles from around the web.

The big reason many retirees run out of money (MarketWatch). No one knows how long they’ll live. When planning for retirement, better to err on the long side.

3 tax deductions that raise the chance of an audit (CBS Money Watch). Generous givers beware: “A common way to stand out is if your total contributions exceed the norm for someone with your income profile.”

When others die, tontine investors win (NY Times). A very old idea gets a fresh look.

A simple way to get guaranteed income in retirement (Time). Two types of annuities worth considering.

Six reasons you should consider a trust (Fidelity). While they aren’t necessary for everyone, here’s how to see if a trust might be right for you.

And from the blogosphere…

Investment products are not always investment solutions (A Wealth of Common Sense). Beware of financial representatives with only one tool in their toolbox.

Calling a top in stocks has become a cottage industry (Bloomberg View). All market tops are easy to predict—in retrospect.

What you need to know about disability insurance (The White Coat Investor). Written for physicians, but with guidance that’s applicable to all.

A strong marriage in retirement (Can I Retire Yet?). One couple’s experience in making a successful transition to retirement.

The benefits of late-career job changes (Squared Away). Doing so can be difficult, but it can also lengthen your career.

We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.