Some of the better investing and personal finance articles from around the web.
- This tax-saving strategy for massive IRAs could be on the way out (CNBC). The stretch IRA is on the chopping block.
- Confusing options may be coming to your 401(k). It could cost you. (NY Times). With many 401(k) investors relying on super-simple target-date funds, how will they deal with annuities?
- How to keep your heirs from blowing their inheritance (Kiplinger). Is it a way to exert control from the grave or one final act of love?
- You’re likely to be out of a job in your 50s — 4 ways to prepare and minimize the pain (MarketWatch). Don’t assume it couldn’t happen to you.
- Here’s one of the biggest threats to having enough money in retirement (Washington Post). It may not seem like a very big deal right now, but over time, it can turn into a significant issue.
And from the blogosphere…
- The coddling of the American investor (The Irrelevant Investor). A healthy dose of tough love for anyone with money in the market.
- Five lessons from history (The Collaborative Fund). Some thoughts well worth considering from my favorite business/investing writer.
- How long will my money last? (Behavioral Value Investor). It’s impossible to know, but there are steps you can take to improve the odds of it lasting as long as you need it to.
- Life expectancy for couples: Why it’s surprisingly long and what you should do about it (Monevator). Geared for a British audience, but plenty of principles that are applicable for an American audience as well.
- Are you leaving Social Security benefits on the table? (Getting Your Financial Ducks in a Row). Strategies you can employ to get what you’re entitled to.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.