Some of the better investing and personal finance articles from around the web.
- Reporting charitable IRA distributions on tax returns can be confusing (Kiplinger). Don’t let the IRS mistake your contribution for a distribution.
- The wash sale rule is a nasty little piece of tax code (MarketWatch). Taking capital losses can be trickier than you may realize.
- Americans overlooking this key part of retirement (Fox Business). After years of diligent saving and investing, many people aren’t sure how to then live on that money.
- How are Social Security spousal benefits calculated? (Open Social Security). As with many aspects of Social Security, the rules governing spousal benefits are complicated. Here’s a good primer.
- 5 ways to value your collection, whether it’s fine wine or shrunken heads (NY Times). Have any Tom Brady rookie cards lying around the house?
And from the blogosphere…
- No laws, only tendencies (Of Dollars and Data). The science of investing: “Everything is determined by your own behavior.”
- Recessions: It’s been a while (Collaborative Fund). Predicting when the next recession will hit is impossible. Anticipating how it may feel is easier.
- Reboot, rewire, or retire? Personal experiences with phased retirement and managing a life portfolio (Kitces). Insights from a retired retirement consultant.
- Using flexible spending to achieve financial goals (Alpha Architect). Adapting retirement spending to circumstances, such as portfolio returns, sounds wise. But in reality, it can get complicated.
- Negotiating the fog of retirement uncertainty (The Retirement Café). More on the same topic.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.