Some of the best investing and personal finance articles from around the web.
- What if interest rates don’t matter as much as we think? (A Wealth of Common Sense). “Interest rate levels, in and of themselves, aren’t the sole cause of every market movement.”
- What if it doesn’t end badly? (The Irrelevant Investor). Clinging to optimism while climbing the wall of worry.
- Trading one risk for another (Retirement Field Guide). Continuing with the theme of “what-if” questions, “What if the real risk isn’t owning too much in equities, but owning too little?”
- How to handle IRA beneficiaries under the SECURE Act (Financial Planning). Ideas to consider and talk through with your estate planning attorney.
- Mind your blind spots (Incognito Money Scribe). Why it’s best not to make investment decisions in isolation.
- Any interest? (Humble Dollar). An option for savings you won’t need for at least a year.
- If you want your retirement savings to last, consider the 5% instead of the 4% rule (USA Today). Why the originator of the 4% rule now thinks it’s safe to withdraw more.
- When does a Roth conversion make sense? (Oblivious Investor). To a great degree, it depends on how you’ll pay the tax.
- A new IRS tool lets you protect your tax refund — and your identity — from scammers (Money). A way to “lock your tax account,” previously available only to victims of identity theft, is now available to all.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.