Our latest picks for the best investing and personal finance articles from around the web.
- 4 ways to use health savings accounts to boost your bottom line (CNBC). Step one: stop thinking of it as a health savings account.
- Happy 20th birthday, Roth IRA (U.S. News). Its popularity continues to grow, especially as more 401(k) plans offer Roth accounts as an option.
- A retirement mistake most baby boomers make (CBS Money Watch). It’s okay to count on Social Security, just don’t count on it too much.
- For some, the later years signal it’s time for a life change (Boston Globe). Longer lifespans can provide opportunities for very different second acts.
- Home equity conversion mortgages (HECMS): Good for retirees? (CFA Institute). Reconsidering the reverse mortgage in light of recent rule changes.
And from the blogosphere…
- Why we listen to bad forecasts (Collaborative Fund). If the stakes and uncertainty are high enough, people will listen to just about anyone.
- Why behavioral finance matters (The White Coat Investor). Written for doctors, but with applications for all.
- Are retirees spending too little? (Next Avenue). While you’d rather err on the side of having more than you need, you can go too far with that.
- Early withdrawal from retirement plans (Getting Your Financial Ducks in a Row). What to consider if you’d like to get your money early.
- What do you want to be (after you retire)? (Vanguard Blog). For those who are planning to do some work for pay in their later years.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.