Some of the best investing and personal finance articles from around the web.
- What the coronavirus means for the future of financial planning (Morningstar). A deep dive on how the pandemic could influence how you think about your financial future.
- The pandemic depression is over. The pandemic recession has just begun. (NY Times). The cause of today’s recession may be different than the last two, but in other ways it looks very similar.
- The 3 ways tax loss harvesting can save you money (Of Dollars and Data). Success requires an understanding of “wash sale” rules.
- The problems with ‘aging in place’ (MarketWatch). All may go well initially, but things can change very quickly.
- The best ‘annuity’ you can buy in your 60s (Retirement Field Guide). A simple comparison that shows the benefits of waiting to claim Social Security — even by just one year.
- The math for retirement income keeps getting worse (Morningstar). How is “the 4% rule” holding up? Not so well.
- Impermanence: the only thing that is constant is change (Ritholtz). Game changer: A wind- and solar-energy company has become more valuable than Exxon Mobil.
- How America’s richest colleges are getting away with charging more while providing less during covid (Forbes). In short, because they can. However, see also New students at U.S. colleges drop, worsening campus crisis (Bloomberg).
- Six Social Security changes for 2021 (Investopedia). A slight raise for current recipients; for those paying into the system, more income will be subject to the Social Security tax.
- Researchers gave thousands of dollars to homeless people. The results defied stereotypes. (CNN). An interesting study with what one researcher called “beautifully surprising” results.
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