This week’s picks for the best investing and personal finance articles from around the web.

What history tells us about your investments in 2017 (Washington Post). What an anti-forecaster sees when he looks at the year ahead.

The American retirement dream is not dead… yet (CNBC). A look at the not-so-rosy retirement picture, and how you can improve yours.

Why you should think ‘smile’ when planning your retirement spending path (Financial Post). Your spending may not decline in retirement as much as you assume, but there are a lot of moving parts in this equation.

The problem with this Boomer ‘retirement plan’ (CBS Money Watch). Turning the hope of working in your later years into a plan.

Baby Boomers and student debt — the problem no one is talking about (MarketWatch). Parents, beware of Parent PLUS loans and co-signing for a loan for your child.

And from the blogosphere…

Choosing an IRA beneficiary? Choose wisely… (Independent Thought). Bonus related article: This money-saving IRA strategy could be toast next year (CNBC).

How pensions and Social Security affect asset allocation (Oblivious Investor). Should you treat them like bonds? We’ve weighed in on this topic as well.

How to sell finance books like Harry Dent (A Wealth of Common Sense). Dramatic, specific market predictions are very good at separating people from their money.

The hidden dangers of leaving an inheritance without proper planning (Financial Independence Hub). Food for thought for anyone who’d like to leave something behind.

Five economics terms we all should use (Bloomberg). I’m not sure the word “endogeneity” is going to make it into people’s everyday conversations anytime soon, but more people would benefit from understanding what it means.

We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.