Here's our latest collection of interesting articles from across the web. We hope you find them to be thought-provoking and helpful.
- How this bear-market rally has been textbook in terms of length and magnitude (MarketWatch). A few interesting data points here.
- Ben's 4 common sense rules of investing (Ben Carlson, A Wealth of Common Sense). Sometimes it's easy to lose sight of the obvious.
- You might think you're a long-term investor. But new research shows your view is probably off by decades (Mark Hulbert, MarketWatch via Morningstar). How long is "long term"? One researcher has put a number on it.
- When should you cash out? (Tony Isola, A Teachable Moment). This is another way of asking the question, "How much is enough?"
- How to replace income in retirement (Tyler, Portfolio Charts). The author uses a helpful metaphor — managing water — to explain how to "build a reservoir" of retirement money and then control its release in one's later years.
- The hidden costs of IRA rollovers (Mark Miller, Morningstar). An IRA could have higher fees than a workplace plan. (But an IRA also will have better fund selection.)
- What $80 billion more for the IRS means for your taxes (Wall Street Journal). A dispassionate summary of what Congress has just done to beef up the IRS. (For a view that expresses concern, read Dems weaponize the IRS to silence critics, written by a former Lt. Governor of New York.)
- CD rates summary (Ken Tumin, DepositAccounts). Rates for most bank certificates of deposit continue to edge upward, but rate increases for longer-term CDs are slowing.
- Six reasons to live more simply — and give more generously (Randy Alcorn via MoneyWise). "The single greatest deterrent to giving — and to living more simply — is the illusion that this world is our home."
- 5 keys to developing good money habits (Leo Sabo, Christian Stewardship Network). Good money-related habits are crucial to long-term financial health.
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