Our latest picks for the best investing and personal finance articles from around the web — a rare Monday edition since we had strategy updates last Friday.
- The really surprising thing people get wrong in retirement — 4 steps to overcome it (Money). The danger of spending too little in retirement.
- The new tax form is postcard-size, but more complicated than ever (NY Times). The form may be small, but the worksheets are many.
- I tested 2 free Social Security retirement calculators, and here’s what I found (MarketWatch). It’s important to run the numbers a couple of ways, and it’s reassuring when doing so generates very similar results.
- Out with the $1 million goal for retirement: What you will really need (US News). A good framework for estimating your true needs.
- You only live once: 5 ways to avoid retirement FOMO (MarketWatch). If ever there was a time to let go of the comparison game…
And from the blogosphere…
- The most important factor in retirement withdrawal plans (The White Coat Investor). And six others that matter.
- Three ways to recover from a late start on retirement planning (Real Deal Retirement). The bad news is there’s no magic wand for late starters. The good news is it’s probably not too late to salvage your retirement.
- Age is just a number — start thinking about RMDs now (Vanguard Blog). Why it pays to plan ahead.
- Show me the Social Security money (WealthManagement.com). The benefits — and limits — of running a break-even analysis.
- Kids figure into retirement plans (Squared Away). The financial changes you make — or don’t make — when you become empty nesters could make or break your retirement.
We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.