This week’s picks for the best investing and personal finance articles from around the web.

A quarter of recent retirees would delay Social Security if they had a do-over (Washington Post). It’s tempting to take the money as soon as possible, but for most, it’s more beneficial to wait.

Why more 401(k) plans offer ‘brokerage windows’ (Wall Street Journal). Does your plan offer a brokerage window? If so, do you use it? And what are its fees? (this article requires a subscription, or try searching on the headline).

Empty nest phase a crucial catch-up time before retirement (Morningstar). Depending on how young you still are when the kids leave home, this era could present a big opportunity for filling in a savings gap.

Time the stock market at your peril (Kiplinger). As Nobel Prize winner Niels Bohr said, “Prediction is very difficult, especially about the future.”

How to close a checking account when a loved one dies (Fox Business). Have you filled out the proper paperwork for your checking account?

And from the blogosphere…

Just don’t do it (Medium). Sometimes, the most difficult—and most profitable—thing to do is nothing at all.

Benjamin Graham on financial advisors (A Wealth of Common Sense). This is really Graham on the psychology of investing well.

3 things to know about record-low U.S. yields (Bloomberg View). They would typically signal an impending recession, but not this time.

How active & passive REIT ETFs differ ( This one will be of interest especially to those following SMI’s Dynamic Asset Allocation strategy.

Dreams deferred and no regrets (The Gospel Coalition). “Instead of writing books that changed people’s lives, writing changed me.”

We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.